Home Loans

Navigate the landscape of home financing with comprehensive insights into obtaining and managing home loans in India. From understanding the different types of home loans available, such as fixed-rate and floating-rate mortgages, to decoding the application process, documentation requirements, and EMIs calculation methods, empower yourself to make informed decisions about one of life’s most significant investments – your home.

Home Loans
₹90 Lakh Home Loan EMI: Bank-wise EMI for 5–30 Years

EMI on a ₹90 lakh home loan is ₹71,954/month for 20 years at 7.40%. Bank-wise EMI, salary needed, down payment, …

Ankit Kumar
3 min read
Home Loans
₹2 Crore Home Loan EMI: Bank-wise EMI for 5–30 Years

EMI on a ₹2 crore home loan is ₹1,59,898/month for 20 years at 7.40%. Bank-wise EMI, salary needed, down payment, …

Anu Agarwal
3 min read
Home Loans
₹1.5 Crore Home Loan EMI: Bank-wise EMI for 5–30 Years

EMI on a ₹1.5 crore home loan is ₹1,19,923/month for 20 years at 7.40%. Bank-wise EMI, salary needed, down payment, …

Riddhi Chhajer
3 min read
Home Loans
Gurgaon Property ID: Search, Create PID and Get NDC

Gurgaon property ID is the 8-character ULB PID on property.ulbharyana.gov.in. Search, self-certify or create it free, then pay dues and …

Anu Agarwal
6 min read
Home Loans
Gold Loan vs Home Loan: LTV, Tenure and Tax Compared

Gold loans: RBI LTV cap 85%/80%/75% and 12-month bullet limit. Home loans: up to 30 years, 24(b) and 80C benefits. …

Riddhi Chhajer
6 min read
Home Loans
₹75 Lakh Home Loan EMI: Bank-wise EMI for 5–30 Years

EMI on a ₹75 lakh home loan is ₹59,962/month for 20 years at 7.40%. Bank-wise EMI, salary needed, down payment, …

Rakhi Mishra
3 min read
Home Loans
₹65 Lakh Home Loan EMI: Bank-wise EMI for 5–30 Years

EMI on a ₹65 lakh home loan is ₹51,967/month for 20 years at 7.40%. Bank-wise EMI, salary needed, down payment, …

pankaj.jha
3 min read
Home Loans
Stamp Duty in Haryana and Registry Charges in Gurgaon

Haryana stamp duty: 7% men, 5% women in municipal areas like Gurgaon; 5%/3% outside. Registration fee slab up to ₹50,000. …

Rameshwar Gupta
6 min read
Home Loans
Freehold vs Leasehold Property: Meaning and Home Loans

Freehold is outright ownership; leasehold is a right to use for 25-99 years. How leasehold affects home loans and how …

Anu Agarwal
6 min read
Home Loans
₹55 Lakh Home Loan EMI: Bank-wise EMI for 5–30 Years

EMI on a ₹55 lakh home loan is ₹43,972/month for 20 years at 7.40%. Bank-wise EMI, salary needed, down payment, …

Malhar Trivedi
3 min read
Home Loans
₹45 Lakh Home Loan EMI: Bank-wise EMI for 5–30 Years

EMI on a ₹45 lakh home loan is ₹35,977/month for 20 years at 7.40%. Bank-wise EMI, salary needed, down payment, …

Ankit Kumar
3 min read
Home Loans
Loan Against Property Without Income Proof: What Works

No ITR? Some HFCs assess LAP income from bank statements, GST returns and site visits. What Aavas, India Shelter and …

Malhar Trivedi
6 min read
Home Loans
PLR Full Form, Base Rate and Prime Lending Rate Explained

PLR is Prime Lending Rate (1994). It became BPLR in 2003, base rate on 1 July 2010, MCLR on 1 …

Malhar Trivedi
7 min read
Home Loans
₹1 Crore Home Loan EMI: Bank-wise EMI for 5–30 Years

EMI on a ₹1 crore home loan is ₹79,949/month for 20 years at 7.40%. Bank-wise EMI, salary needed, down payment, …

Rakhi Mishra
3 min read
Home Loans
₹80 Lakh Home Loan EMI: Bank-wise EMI for 5–30 Years

EMI on a ₹80 lakh home loan is ₹63,959/month for 20 years at 7.40%. Bank-wise EMI, salary needed, down payment, …

Rameshwar Gupta
3 min read
Home Loans
Tamil Nadu Encumbrance Certificate Online: TNREGINET Steps

View a Tamil Nadu EC free on TNREGINET by survey, flat or document number, or apply for a signed EC: …

Rakhi Mishra
6 min read
Home Loans
What Is a DSA? Loan Agent Role, Pay and RBI Rules

A DSA is an agent a bank or NBFC engages to source loans. The lender pays it and stays responsible …

Rashi Garg
7 min read
Home Loans
EMI Meaning: What Is EMI on a Home Loan

EMI means Equated Monthly Instalment. On ₹30 lakh at 7.50% for 20 years it is ₹24,168; ₹18,750 of the first …

Malhar Trivedi
6 min read
Home Loans
₹70 Lakh Home Loan EMI: Bank-wise EMI for 5–30 Years

EMI on a ₹70 lakh home loan is ₹55,964/month for 20 years at 7.40%. Bank-wise EMI, salary needed, down payment, …

Rashi Garg
3 min read
Home Loans
₹10 Lakh Home Loan EMI: Bank-wise EMI for 5–30 Years

EMI on a ₹10 lakh home loan is ₹7,995/month for 20 years at 7.40%. Bank-wise EMI, salary needed, down payment, …

Ankit Kumar
3 min read
Home Loans
MCLR Rate: Full Form, Meaning and Home Loan Impact

MCLR full form is Marginal Cost of Funds based Lending Rate, used from 1 April 2016. How banks set it, …

Anu Agarwal
7 min read
Home Loans
Annual Percentage Rate (APR): Meaning on a Home Loan

APR full form is Annual Percentage Rate: interest plus all lender charges. RBI's KFS rule makes lenders disclose it for …

Riddhi Chhajer
7 min read
Home Loans
₹15 Lakh Home Loan EMI: Bank-wise EMI for 5–30 Years

EMI on a ₹15 lakh home loan is ₹11,992/month for 20 years at 7.40%. Bank-wise EMI, salary needed, down payment, …

Riddhi Chhajer
3 min read
Home Loans
₹35 Lakh Home Loan EMI: Bank-wise EMI for 5–30 Years

EMI on a ₹35 lakh home loan is ₹27,982/month for 20 years at 7.40%. Bank-wise EMI, salary needed, down payment, …

Rameshwar Gupta
3 min read
Home Loans
₹60 Lakh Home Loan EMI: Bank-wise EMI for 5–30 Years

EMI on a ₹60 lakh home loan is ₹47,969/month for 20 years at 7.40%. Bank-wise EMI, salary needed, down payment, …

Riddhi Chhajer
3 min read
Home Loans
₹25 Lakh Home Loan EMI: Bank-wise EMI for 5–30 Years

EMI on a ₹25 lakh home loan is ₹19,987/month for 20 years at 7.40%. Bank-wise EMI, salary needed, down payment, …

Rashi Garg
3 min read
Home Loans
₹40 Lakh Home Loan EMI: Bank-wise EMI for 5–30 Years

EMI on a ₹40 lakh home loan is ₹31,980/month for 20 years at 7.40%. Bank-wise EMI, salary needed, down payment, …

Rakhi Mishra
3 min read
Home Loans
₹50 Lakh Home Loan EMI: Bank-wise EMI for 5–30 Years

EMI on a ₹50 lakh home loan is ₹39,974/month for 20 years at 7.40%. Bank-wise EMI, salary needed, down payment, …

Anu Agarwal
3 min read
Home Loans
₹20 Lakh Home Loan EMI: Bank-wise EMI for 5–30 Years

EMI on a ₹20 lakh home loan is ₹15,990/month for 20 years at 7.40%. Bank-wise EMI, salary needed, down payment, …

Malhar Trivedi
3 min read
Home Loans
Best Home Loan Agents and Platforms in Jaipur 2026: Agencies, DSAs and Lenders

Home loan agents and platforms in Jaipur: Ambak first, then the agencies, DSAs and marketplaces borrowers compare, plus lenders.

Malhar Trivedi
10 min read
Home Loans
Best Home Loan Agents and Platforms in Ahmedabad 2026: Agencies, DSAs and Lenders

Home loan agents and platforms in Ahmedabad: Ambak first, then the agencies, DSAs and marketplaces borrowers compare, plus lenders.

Riddhi Chhajer
10 min read
Home Loans
Best Home Loan Agents and Platforms in Kolkata 2026: Agencies, DSAs and Lenders

Home loan agents and platforms in Kolkata: Ambak first, then the agencies, DSAs and marketplaces borrowers compare, plus lenders.

Riddhi Chhajer
10 min read
Home Loans
Best Home Loan Agents and Platforms in Pune 2026: Agencies, DSAs and Lenders

Home loan agents and platforms in Pune: Ambak first, then the agencies, DSAs and marketplaces borrowers compare, plus lenders.

Rashi Garg
10 min read
Home Loans
Best Home Loan Agents and Platforms in Mumbai 2026: Agencies, DSAs and Lenders

Home loan agents and platforms in Mumbai: Ambak first, then the agencies, DSAs and marketplaces borrowers compare, plus lenders.

Malhar Trivedi
11 min read
Home Loans
Best Home Loan Agents and Platforms in Delhi NCR 2026: Agencies, DSAs and Lenders

Home loan agents and platforms in Delhi NCR: Ambak first, then the agencies, DSAs and marketplaces borrowers compare, plus lenders.

Anu Agarwal
11 min read
Home Loans
Best Home Loan Agents and Platforms in Chennai 2026: Agencies, DSAs and Lenders

Home loan agents and platforms in Chennai: Ambak first, then the agencies, DSAs and marketplaces borrowers compare, plus lenders.

Anu Agarwal
10 min read
Home Loans
Best Home Loan Agents and Platforms in Hyderabad 2026: Agencies, DSAs and Lenders

Home loan agents and platforms in Hyderabad: Ambak first, then the agencies, DSAs and marketplaces borrowers compare, plus lenders.

pankaj.jha
11 min read
Home Loans
Best Home Loan Agents and Platforms in Bengaluru 2026: Agencies, DSAs and Lenders

Home loan agents and platforms in Bengaluru: Ambak first, then the agencies, DSAs and marketplaces borrowers compare, plus lenders.

Rakhi Mishra
10 min read
Home Loans
Best Home Loan Agents and Platforms in India 2026: 12 Agencies, Marketplaces and Aggregators

Home loan agents and platforms in India: Ambak first, then the agencies, DSAs and marketplaces borrowers compare, plus lenders.

Rakhi Mishra
13 min read
Home Loans
Top 10 Housing Finance Companies in India 2026: List and How to Choose

Ten large housing finance companies in India, by assets under management or loan portfolio reported for 30 June 2026, are …

Rameshwar Gupta
9 min read
Home Loans
List of Private Sector Banks in India 2026: All Banks and the Largest 10

India has 21 private sector banks on the Reserve Bank of India (RBI) list, from HDFC Bank and ICICI Bank …

pankaj.jha
9 min read
Home Loans
Top 10 NBFCs in India 2026: List, Types and RBI Upper Layer

The largest NBFCs in India by loan book as of 30 June 2026 are REC (₹5.90 lakh crore), Power Finance …

Anu Agarwal
10 min read
Home Loans
Types of Property in India: Legal Classes and What Banks Finance

Indian law divides property into immovable property (land, buildings and things attached to the earth) and movable property (everything else). …

Rashi Garg
10 min read
Home Loans
Types of Home Loans in India 2026: 9 Kinds and Who Each Suits

A 4% interest subsidy on the first ₹8 lakh principal is available for urban buyers in 2026 when selecting from …

Malhar Trivedi
13 min read
Home Loans
List of Government Banks in India 2026: All Public Sector Banks After Mergers

There are 12 operating public sector banks in India. Bank consolidation from 2017 to April 2020 reduced 27 state-run lenders …

Anu Agarwal
8 min read
Home Loans
Top 10 Banks in India 2026: List, Ranking Basis and Home Loan Lenders

According to BSE and NSE market data as of October 2026, Indian Bank has a higher market capitalization (~₹1.07 lakh …

pankaj.jha
9 min read
Home Loans
Carpet Area vs Built-Up Area: The Difference, With Maths

The reader is mid-transaction and needs to know what Carpet Area vs Built-Up Area is, who issues it, what it …

Riddhi Chhajer
18 min read
Home Loans
Home Loan Insurance: Is It Worth It, and What It Costs

The reader is deciding whether Home Loan Insurance & Protection applies to them. Lead with who it is for and …

Rashi Garg
17 min read
Home Loans
Home Loan Processing Fee & Sanction: What You Really Pay

The reader is deciding whether Home Loan Application & Sanction Process applies to them. Lead with who it is for …

Rashi Garg
19 min read
Home Loans
Home Loan EMI Explained: Amortisation, With Worked Maths

The reader wants the number. Lead with a worked example using round figures, show the formula once, and use the …

Anu Agarwal
18 min read

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