How It Works
Step 1Login to Your AccountSecurely sign in with your registered mobile number to view your loan details
Step 2Track Application in Real-TimeMonitor every completed, ongoing, and upcoming step of your application from anywhere
Step 3Get Updates on DisbursalGet whatsapp and email notifications at every step leading up to your loan's disbursal
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Get your FAQ'S
- 1. What is the maximum loan amount I can get?
The maximum loan amount depends on your income, credit score, age, repayment capacity, and the property value. Most banks offer up to 75–90% of the property's value as the loan amount (Loan-to-Value ratio). - 2. What documents do I need to apply for a home loan?• Identity and address proof
• Income documents (salary slips, bank statements, ITRs)
• Property documents (sale agreement, title deed)
• Passport-size photographs
Note: Requirements may vary slightly by lender. - 3. What's the difference between a fixed-rate and floating-rate home loan?• Fixed-rate loans have a constant interest rate for a certain period or the entire loan tenure.
• Floating-rate loans have interest rates that fluctuate with market conditions.
Each has its pros and cons depending on rate trends and your financial planning. - 4. How long does it take to get a home loan approved and disbursed?Approval usually takes 3–7 working days once all documents are submitted. Disbursal may take another few days after legal and technical verification of the property is complete.
- 5. What is EMI and how is it calculated?EMI (Equated Monthly Installment) is the amount you pay monthly towards your home loan. It is calculated based on the loan amount, interest rate, and tenure. You can use online EMI calculators to get an estimate.
