Central bank of India
Union bank of India
Interest Rate
7.2% – 8.7% p.a.
Loan Amount
Up to 90%
Interest Rate
7.1% – 10% p.a.
Loan Amount
Up to 90%
Bank Of Maharashtra Home Loan vs Bank Of India Home Loan Home Loan Comparison | Ambak
The bank of maharashtra vs bank of india home loan comparison: Bank of Maharashtra (2,500+ branches across India, PSU) offers Maha Super Housing Loan, Combo Loan and Plot Loan; Bank of India (5,000+ branches, 60+ overseas locations, PSU) offers Star Home Loan, Star Diamond and Star Smart. Differences lie in schemes, eligibility, digital experience and customer segments.
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bank of maharashtra vs bank of india: Bank of Maharashtra offers Maha Super Housing Loan, Combo Loan and Plot Loan with Combo Loan for home and plot and dedicated Plot Loan variant. Bank of India offers Star Home Loan, Star Diamond and Star Smart with OD-linked Star Smart variant. Related search: bank of india vs bank of maharashtra. Choice depends on borrower profile, scheme fit and network reach.
Ambak Recommended
Bank of Maharashtra
Home Loan
Bank of India
Home Loan
| Metric | Bank of Maharashtra | Bank of India |
|---|---|---|
 Interest Rate | ||
7.1% – 9.25% 7.1% – 9.25% | ||
 Interest Rate | 7.1% – 9.25% | 7.1% – 9.25% |
 Processing Fee | ||
0.25% + GST Rs. 15,000 + GST | ||
 Processing Fee | 0.25% + GST | Rs. 15,000 + GST |
 Max LTV | ||
Up to 90% Up to 90% | ||
 Max LTV | Up to 90% | Up to 90% |
 Max Loan Amount | ||
₹3000000 Cr ₹3000000 Cr | ||
 Max Loan Amount | ₹3000000 Cr | ₹3000000 Cr |
 Min Loan Amount | ||
₹5000 Cr ₹5000 Cr | ||
 Min Loan Amount | ₹5000 Cr | ₹5000 Cr |
 EMI per Lakh | ||
₹782 ₹782 | ||
 EMI per Lakh | ₹782 | ₹782 |
Why Choose Bank of Maharashtra Home Loan
Bank of Maharashtra is a PSU lender with 2,500+ branches across India. Variants include Maha Super Housing Loan, Combo Loan and Plot Loan, designed for salaried, women and self-construction buyers. Key features include Combo Loan for home and plot, dedicated Plot Loan variant and women-borrower concession. Bank of Maharashtra suits borrowers looking for combo and plot loan variants.
- Lower rates on average. Get access to better-than-advertised rates—typically lower depending on your profile and eligibility.
- Balance transfer made simple. One form, we fetch offers from 70+ lenders and compute net savings after fees.
- Human advisors. Complex cases (self-employed, NRI, under-construction) get an expert, not a chatbot.
Why Choose Bank of India Home Loan
Bank of India is a PSU lender with 5,000+ branches, 60+ overseas locations. Variants include Star Home Loan, Star Diamond and Star Smart, designed for salaried, premium and government-employee buyers. Key features include OD-linked Star Smart variant, Star Diamond premium variant and women-borrower concession. Bank of India suits borrowers looking for diverse Star variants from premium to OD.
- Lower rates on average. Get access to better-than-advertised rates—typically lower depending on your profile and eligibility.
- Balance transfer made simple. One form, we fetch offers from 70+ lenders and compute net savings after fees.
- Human advisors. Complex cases (self-employed, NRI, under-construction) get an expert, not a chatbot.
Bank of Maharashtra Reviews
4.3 / 5(10 reviews)
What people like- •Offers a competitive interest rate starting at just 7.1% per year
- •Monthly EMI starts at just ₹782 for every lakh borrowed
- •Covers up to 90% of the property cost so you don't need a large upfront amount
- •You can borrow up to ₹30 Cr — suitable for high-value properties
- •Processing fee: 0.25% + GST
- •Simple paperwork — fewer documents needed compared to most banks
What people don't like- •Self-employed borrowers may face a longer approval process
- •Fewer branches in smaller cities and towns
- •Prepayment charges can apply if you have a fixed interest rate
- •High-value loans require detailed income proof
Reviews summarised from buyer forums and listings; personal site visit recommended.
Bank of India Reviews
4.3 / 5(10 reviews)
What people like- •Offers a competitive interest rate starting at just 7.1% per year
- •Monthly EMI starts at just ₹782 for every lakh borrowed
- •Covers up to 90% of the property cost so you don't need a large upfront amount
- •You can borrow up to ₹30 Cr — suitable for high-value properties
- •Processing fee: Rs. 15,000 + GST
- •Simple paperwork — fewer documents needed compared to most banks
What people don't like- •Self-employed borrowers may face a longer approval process
- •Fewer branches in smaller cities and towns
- •Prepayment charges can apply if you have a fixed interest rate
- •High-value loans require detailed income proof
Reviews summarised from buyer forums and listings; personal site visit recommended.
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