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Bank Of Maharashtra Home Loan vs Bank Of India Home Loan Home Loan Comparison | Ambak

The bank of maharashtra vs bank of india home loan comparison: Bank of Maharashtra (2,500+ branches across India, PSU) offers Maha Super Housing Loan, Combo Loan and Plot Loan; Bank of India (5,000+ branches, 60+ overseas locations, PSU) offers Star Home Loan, Star Diamond and Star Smart. Differences lie in schemes, eligibility, digital experience and customer segments.
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Which banks saves you more?

bank of maharashtra vs bank of india: Bank of Maharashtra offers Maha Super Housing Loan, Combo Loan and Plot Loan with Combo Loan for home and plot and dedicated Plot Loan variant. Bank of India offers Star Home Loan, Star Diamond and Star Smart with OD-linked Star Smart variant. Related search: bank of india vs bank of maharashtra. Choice depends on borrower profile, scheme fit and network reach.
Ambak Recommended
Bank of Maharashtra
Bank of Maharashtra
Home Loan
Bank of India
Bank of India
Home Loan
vs
Home loan comparison between Bank of Maharashtra and Bank of India
MetricBank of MaharashtraBank of India
Interest Rate
7.1% – 9.25%
7.1% – 9.25%
Interest Rate
7.1% – 9.25%
7.1% – 9.25%
Processing Fee
0.25% + GST
Rs. 15,000 + GST
Processing Fee
0.25% + GST
Rs. 15,000 + GST
Max LTV
Up to 90%
Up to 90%
Max LTV
Up to 90%
Up to 90%
Max Loan Amount
₹3000000 Cr
₹3000000 Cr
Max Loan Amount
₹3000000 Cr
₹3000000 Cr
Min Loan Amount
₹5000 Cr
₹5000 Cr
Min Loan Amount
₹5000 Cr
₹5000 Cr
EMI per Lakh
₹782
₹782
EMI per Lakh
₹782
₹782

Why Choose Bank of Maharashtra Home Loan

Bank of Maharashtra is a PSU lender with 2,500+ branches across India. Variants include Maha Super Housing Loan, Combo Loan and Plot Loan, designed for salaried, women and self-construction buyers. Key features include Combo Loan for home and plot, dedicated Plot Loan variant and women-borrower concession. Bank of Maharashtra suits borrowers looking for combo and plot loan variants.
  • Lower rates on average. Get access to better-than-advertised rates—typically lower depending on your profile and eligibility.
  • Balance transfer made simple. One form, we fetch offers from 70+ lenders and compute net savings after fees.
  • Human advisors. Complex cases (self-employed, NRI, under-construction) get an expert, not a chatbot.

Why Choose Bank of India Home Loan

Bank of India is a PSU lender with 5,000+ branches, 60+ overseas locations. Variants include Star Home Loan, Star Diamond and Star Smart, designed for salaried, premium and government-employee buyers. Key features include OD-linked Star Smart variant, Star Diamond premium variant and women-borrower concession. Bank of India suits borrowers looking for diverse Star variants from premium to OD.
  • Lower rates on average. Get access to better-than-advertised rates—typically lower depending on your profile and eligibility.
  • Balance transfer made simple. One form, we fetch offers from 70+ lenders and compute net savings after fees.
  • Human advisors. Complex cases (self-employed, NRI, under-construction) get an expert, not a chatbot.

EMI Calculate Bank of Maharashtra vs Bank of India

Home Loan EMI
1.0 Cr
₹5L₹5Cr
20 Years
030
Ambak Recommended
Bank of Maharashtra
Bank of Maharashtra
7.1%
EMI
₹ 78,131
Interest
₹ 87,51,440
Total
₹ 1,87,51,440
Your Total Savings
₹ 0
Bank of India
Bank of India
7.1%
EMI
₹ 78,131
Interest
₹ 87,51,440
Total
₹ 1,87,51,440

Bank of Maharashtra Reviews

4.3 / 5(10 reviews)
LikeWhat people like
  • •Offers a competitive interest rate starting at just 7.1% per year
  • •Monthly EMI starts at just ₹782 for every lakh borrowed
  • •Covers up to 90% of the property cost so you don't need a large upfront amount
  • •You can borrow up to ₹30 Cr — suitable for high-value properties
  • •Processing fee: 0.25% + GST
  • •Simple paperwork — fewer documents needed compared to most banks
DislikeWhat people don't like
  • •Self-employed borrowers may face a longer approval process
  • •Fewer branches in smaller cities and towns
  • •Prepayment charges can apply if you have a fixed interest rate
  • •High-value loans require detailed income proof

Reviews summarised from buyer forums and listings; personal site visit recommended.

Bank of India Reviews

4.3 / 5(10 reviews)
LikeWhat people like
  • •Offers a competitive interest rate starting at just 7.1% per year
  • •Monthly EMI starts at just ₹782 for every lakh borrowed
  • •Covers up to 90% of the property cost so you don't need a large upfront amount
  • •You can borrow up to ₹30 Cr — suitable for high-value properties
  • •Processing fee: Rs. 15,000 + GST
  • •Simple paperwork — fewer documents needed compared to most banks
DislikeWhat people don't like
  • •Self-employed borrowers may face a longer approval process
  • •Fewer branches in smaller cities and towns
  • •Prepayment charges can apply if you have a fixed interest rate
  • •High-value loans require detailed income proof

Reviews summarised from buyer forums and listings; personal site visit recommended.

Compare Bank of Maharashtra with other banks

Compare Bank of India with other banks

Bank of Maharashtra Reviews

4.3 / 5(10 reviews)
LikeWhat people like
  • •Offers a competitive interest rate starting at just 7.1% per year
  • •Monthly EMI starts at just ₹782 for every lakh borrowed
  • •Covers up to 90% of the property cost so you don't need a large upfront amount
  • •You can borrow up to ₹30 Cr — suitable for high-value properties
  • •Processing fee: 0.25% + GST
  • •Simple paperwork — fewer documents needed compared to most banks
DislikeWhat people don't like
  • •Self-employed borrowers may face a longer approval process
  • •Fewer branches in smaller cities and towns
  • •Prepayment charges can apply if you have a fixed interest rate
  • •High-value loans require detailed income proof

Reviews summarised from buyer forums and listings; personal site visit recommended.

Bank of India Reviews

4.3 / 5(10 reviews)
LikeWhat people like
  • •Offers a competitive interest rate starting at just 7.1% per year
  • •Monthly EMI starts at just ₹782 for every lakh borrowed
  • •Covers up to 90% of the property cost so you don't need a large upfront amount
  • •You can borrow up to ₹30 Cr — suitable for high-value properties
  • •Processing fee: Rs. 15,000 + GST
  • •Simple paperwork — fewer documents needed compared to most banks
DislikeWhat people don't like
  • •Self-employed borrowers may face a longer approval process
  • •Fewer branches in smaller cities and towns
  • •Prepayment charges can apply if you have a fixed interest rate
  • •High-value loans require detailed income proof

Reviews summarised from buyer forums and listings; personal site visit recommended.

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