Union Bank Of India Home Loan vs Icici Bank Home Loans Home Loan Comparison

Which banks saves you more?

icici bank vs union bank of india: Union Bank of India offers Union Awas, Union Smart Save and Union Top-Up with women concession under Union Awas and OD-linked Smart Save variant. ICICI Bank offers ICICI Home Loan, Express Home Loan and Money Saver with instant in-principle approval via iLens. Related search: None. Choice depends on borrower profile, scheme fit and network reach.

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Union bank of India

Home Loan

ICICI Bank

Home Loan

Home loan comparison between Union bank of India and ICICI Bank
Metric	Union bank of India	ICICI Bank
Interest Rate
7.1% – 10% 7.5% – 9.5%
Interest Rate	7.1% – 10%	7.5% – 9.5%
Processing Fee
Rs. 17,700 + GST 5,000 + GST
Processing Fee	Rs. 17,700 + GST	5,000 + GST
Max LTV
Up to 90% Up to 90%
Max LTV	Up to 90%	Up to 90%
Max Loan Amount
₹3000000 Cr ₹3000000 Cr
Max Loan Amount	₹3000000 Cr	₹3000000 Cr
Min Loan Amount
₹5000 Cr ₹20000 Cr
Min Loan Amount	₹5000 Cr	₹20000 Cr
EMI per Lakh
₹782 ₹806
EMI per Lakh	₹782	₹806

Why Choose Union bank of India Home Loan

Union Bank of India is a PSU lender with 8,500+ branches across India. Variants include Union Awas, Union Smart Save and Union Top-Up, designed for salaried, women applicants and government employees. Key features include women concession under Union Awas, OD-linked Smart Save variant and government-employee scheme. Union Bank of India suits borrowers looking for women-friendly PSU schemes and OD variant.

Lower rates on average. Get access to better-than-advertised rates—typically lower depending on your profile and eligibility.
Balance transfer made simple. One form, we fetch offers from 70+ lenders and compute net savings after fees.
Human advisors. Complex cases (self-employed, NRI, under-construction) get an expert, not a chatbot.

Why Choose ICICI Bank Home Loan

ICICI Bank is a Private lender with 6,500+ branches, 17,000+ ATMs. Variants include ICICI Home Loan, Express Home Loan and Money Saver, designed for salaried, self-employed and premium buyers. Key features include instant in-principle approval via iLens, step-up and step-down EMI and OD-linked Money Saver variant. ICICI Bank suits borrowers looking for fully digital journey with diverse variants.

Lower rates on average. Get access to better-than-advertised rates—typically lower depending on your profile and eligibility.
Balance transfer made simple. One form, we fetch offers from 70+ lenders and compute net savings after fees.
Human advisors. Complex cases (self-employed, NRI, under-construction) get an expert, not a chatbot.