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Bank Of Maharashtra Home Loan vs Central Bank Of India Home Loan Home Loan Comparison | Ambak

The bank of maharashtra vs central bank of india home loan comparison: Bank of Maharashtra (2,500+ branches across India, PSU) offers Maha Super Housing Loan, Combo Loan and Plot Loan; Central Bank of India (4,500+ branches since 1911, PSU) offers Cent Home Loan and Cent Home Double Plus. Differences lie in schemes, eligibility, digital experience and customer segments.
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Which banks saves you more?

bank of maharashtra vs central bank of india: Bank of Maharashtra offers Maha Super Housing Loan, Combo Loan and Plot Loan with Combo Loan for home and plot and dedicated Plot Loan variant. Central Bank of India offers Cent Home Loan and Cent Home Double Plus with Double Plus built-in top-up. Related search: central bank of india vs bank of maharashtra. Choice depends on borrower profile, scheme fit and network reach.
Home Loan
Central bank of India
Central bank of India
Home Loan
vs
Home loan comparison between and Central bank of India
MetricCentral bank of India
Interest Rate
—
7.2% – 8.7%
Interest Rate
—
7.2% – 8.7%
Processing Fee
—
0.5% + GST
Processing Fee
—
0.5% + GST
Max LTV
—
Up to 90%
Max LTV
—
Up to 90%
Max Loan Amount
—
₹3000000 Cr
Max Loan Amount
—
₹3000000 Cr
Min Loan Amount
—
₹5000 Cr
Min Loan Amount
—
₹5000 Cr
EMI per Lakh
—
₹788
EMI per Lakh
—
₹788

Why Choose Central bank of India Home Loan

Central Bank of India is a PSU lender with 4,500+ branches since 1911. Variants include Cent Home Loan and Cent Home Double Plus, designed for salaried buyers and government employees. Key features include Double Plus built-in top-up, co-applicant income clubbing and government-employee concessions. Central Bank of India suits borrowers looking for PSU with integrated top-up Double Plus.
  • Lower rates on average. Get access to better-than-advertised rates—typically lower depending on your profile and eligibility.
  • Balance transfer made simple. One form, we fetch offers from 70+ lenders and compute net savings after fees.
  • Human advisors. Complex cases (self-employed, NRI, under-construction) get an expert, not a chatbot.

Central bank of India Reviews

4.0 / 5(10 reviews)
LikeWhat people like
  • •Offers a competitive interest rate starting at just 7.2% per year
  • •Monthly EMI starts at just ₹788 for every lakh borrowed
  • •Covers up to 90% of the property cost so you don't need a large upfront amount
  • •Loans available up to ₹30 Cr
  • •Processing fee: 0.5% + GST
  • •Simple paperwork — fewer documents needed compared to most banks
DislikeWhat people don't like
  • •Self-employed borrowers may face a longer approval process
  • •Fewer branches in smaller cities and towns
  • •Prepayment charges can apply if you have a fixed interest rate
  • •High-value loans require detailed income proof

Reviews summarised from buyer forums and listings; personal site visit recommended.

Compare Central bank of India with other banks

Central bank of India Reviews

4.0 / 5(10 reviews)
LikeWhat people like
  • •Offers a competitive interest rate starting at just 7.2% per year
  • •Monthly EMI starts at just ₹788 for every lakh borrowed
  • •Covers up to 90% of the property cost so you don't need a large upfront amount
  • •Loans available up to ₹30 Cr
  • •Processing fee: 0.5% + GST
  • •Simple paperwork — fewer documents needed compared to most banks
DislikeWhat people don't like
  • •Self-employed borrowers may face a longer approval process
  • •Fewer branches in smaller cities and towns
  • •Prepayment charges can apply if you have a fixed interest rate
  • •High-value loans require detailed income proof

Reviews summarised from buyer forums and listings; personal site visit recommended.

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