Union Bank Of India Home Loan vs Sbi Home Loans Home Loan Comparison

Which banks saves you more?

union bank of india vs sbi: Union Bank of India offers Union Awas, Union Smart Save and Union Top-Up with women concession under Union Awas and OD-linked Smart Save variant. SBI offers SBI Home Loan, Realty, Privilege and Shaurya with women-borrower concession. Related search: sbi vs union bank of india. Choice depends on borrower profile, scheme fit and network reach.

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Union bank of India

Home Loan

State Bank of India

Home Loan

Home loan comparison between Union bank of India and State Bank of India
Metric	Union bank of India	State Bank of India
Interest Rate
7.1% – 10% 7.25% – 9.5%
Interest Rate	7.1% – 10%	7.25% – 9.5%
Processing Fee
Rs. 17,700 + GST Rs.15,000 + GST
Processing Fee	Rs. 17,700 + GST	Rs.15,000 + GST
Max LTV
Up to 90% Up to 90%
Max LTV	Up to 90%	Up to 90%
Max Loan Amount
₹3000000 Cr ₹3000000 Cr
Max Loan Amount	₹3000000 Cr	₹3000000 Cr
Min Loan Amount
₹5000 Cr ₹5000 Cr
Min Loan Amount	₹5000 Cr	₹5000 Cr
EMI per Lakh
₹782 ₹791
EMI per Lakh	₹782	₹791

Why Choose Union bank of India Home Loan

Union Bank of India is a PSU lender with 8,500+ branches across India. Variants include Union Awas, Union Smart Save and Union Top-Up, designed for salaried, women applicants and government employees. Key features include women concession under Union Awas, OD-linked Smart Save variant and government-employee scheme. Union Bank of India suits borrowers looking for women-friendly PSU schemes and OD variant.

Lower rates on average. Get access to better-than-advertised rates—typically lower depending on your profile and eligibility.
Balance transfer made simple. One form, we fetch offers from 70+ lenders and compute net savings after fees.
Human advisors. Complex cases (self-employed, NRI, under-construction) get an expert, not a chatbot.

Why Choose State Bank of India Home Loan

SBI is a PSU lender with 22,000+ branches, 50+ crore customers. Variants include SBI Home Loan, Realty, Privilege and Shaurya, designed for salaried, women, defence and government employees. Key features include women-borrower concession, YONO digital onboarding and OD-linked SBI Maxgain. SBI suits borrowers looking for wide PSU network and scheme variety.

Lower rates on average. Get access to better-than-advertised rates—typically lower depending on your profile and eligibility.
Balance transfer made simple. One form, we fetch offers from 70+ lenders and compute net savings after fees.
Human advisors. Complex cases (self-employed, NRI, under-construction) get an expert, not a chatbot.