Login
  • Products
    • Home Loan
    • Loan Against Property
    • Balance Transfer
    • Home Loan Top Up
    • Plot Loan
    • Home Construction Loan
    • NRI Home Loan
    • Home Repair Loan
  • Tools
    • EMI Calculator
    • Balance Transfer Calculator
  • Partners
    • DSA
    • Builder / Channel Partner
  • About Us
  • Blogs

Loading...

Please wait while we prepare your content

Quick Links

HOMEFOR PARTNERSTERMS AND CONDITIONSPRIVACY POLICYGRIEVANCE REDRESSALCONSENT WITHDRAWALSITEMAP

Cities

PuneNoidaNagpurMumbaiLucknowThaneHyderabadAhmedabadGurgaon

Company

ABOUT USCONTACT US

Tools

EMI CALCULATORBALANCE TRANSFER

Banks

Bank of MaharashtraCentral bank of IndiaUnion bank of IndiaState Bank of IndiaPunjab National BankHDFC BankICICI BankBajaj Housing FinanceView all

Contact Us

Ambak Logo
Rider House, 4th Floor, Plot No. 136,
Sector 44, Gurgaon - 122002,
Haryana
Ambak Facebook HandleAmbak Instagram HandleAmbak LinkedIn HandleAmbak Youtube Handle

Certified By

Certified By
Ambak Facebook HandleAmbak Instagram HandleAmbak LinkedIn HandleAmbak Youtube Handle

Certified By

Certified By

TENB Fintech Private Limited, CIN: U62099HR2023PTC114628, Registered Office: 4th Floor, Rider House, Plot No. 136-P, Sector -44, Gurugram - 122003, Haryana, Tel No - +91-8058058009, Email ID: info@ambak.com

Copyright © 2026 TENB FINTECH PRIVATE LIMITED All rights reserved

Loading...

Please wait while we prepare your content

Loading...

Please wait while we prepare your content

Lower interest rates than your pre-approved offer?

It's more likely than you think. Find the best offer for you by comparing.

Promotional
Bank Logo
Godrej Housing Finance Home Loan
  • Loan Interest Rate
    7.75% – 11% p.a.
    Loan Interest Rate
  • Loan Amount of Property value
    Up to 90%
    Loan Amount of Property value
  • Processing Fees
    10,000 + GST (incld. Logi...
    Processing Fees
  • Prepayment / Foreclosure Charges
    NIL
    Prepayment / Foreclosure Charges

Godrej Housing Finance Home Loan

img
Updated on 25 Oct 2025Written by Ramandeep Sadana,Credit Expert with over 10 years of experience

Ambak Benefits

zero hidden charges
Zero Hidden Charges
hassle free and fast approval process
Hassle Free and Fast Approval Process
personalized loan assistance
Personalized Loan Assistance
exciting cashbacks
Exciting Cashbacks

Godrej Home Loan EMI Calculator

Your EMI is going to be
₹43,075
%
Years

Principal Amount

₹50,00,000

Interest Amount

₹53,38,053

Total Amount Paid

₹1,03,38,053

FAQs Related to Home Loans

FAQs Related to Home Loans

Q. What is SBI home loan interest rate?

Written by  Ramandeep Sadana, Experienced Home Loan Advisor from last 10+ years

Ans: 
The SBI Home Loan interest in India, is 7.35 in 2025, as per the average interest rate reported by RBI. The interest rates can vary at the discretion of SBI and can vary as per the user profile and property. 
Q. Are SBI Home Loans interest rate fixed or floating?
Ans: 
The SBI Home Loans interest rate are floating and changes as per the movement in RBI Repo Rate declared by the Central Bank time to time. 
Q. What are pre-payment or foreclosure charges in SBI home Loan?
Ans: 
SBI Home Loan doesn't levy in pre-closure charges irrespective of the tenure specially for individuals. 
Q. How can I check eligibility criteria of SBI Home Loans?
Ans: 
The eligibility criteria for home loan can be checked at SBI website which will be aligned with below mentioned criteria: Resident Type: Resident Indian Minimum Age: 18 years Maximum Age: 70 years Loan Tenure: up to 30 years.
Q. How long will it take to get the loan disbursed from SBI?
Ans: 
Aspect Details
Typical Disbursement Time 3 to 10 days after submission of all required documents and completion of formalities.
Factors Affecting Timeline - Complexity of the loan application- Property verification process- Financial profile of the applicant
Steps to Expedite Process - Ensure complete and accurate documentation- Respond promptly to bank queries- Maintain clear communication with the loan officer
Additional Notes Timeline may vary depending on the specifics of the loan and applicant. Regular follow-ups with SBI are recommended.

Godrej Home Loans Reviews

Home Loan Reviews

img

Explore Other Home Loan Options

Bank of MaharashtraBank logo
Central bank of IndiaBank logo
Union bank of IndiaBank logo
State Bank of IndiaBank logo
Punjab National BankBank logo
HDFC BankBank logo
ICICI BankBank logo
Bajaj Housing FinanceBank logo
Bank of BarodaBank logo
Axis BankBank logo
UCO BankBank logo
IDBI BankBank logo
L&T Housing FinanceBank logo
IDFC First BankBank logo
Kotak BankBank logo
Induslnd BankBank logo
IIFLBank logo
Easy Home FinanceBank logo
Hero Housing FinanceBank logo
AU Small Finance BankBank logo
Bandhan bankBank logo
Piramal FinanceBank logo
GIC Housing FinanceBank logo
Jio FinanceBank logo
Ujjivan Small Finance BankBank logo
Samman CapitalBank logo
DMI Housing FinanceBank logo
Shubham Housing FinanceBank logo
Cholamandalam FinanceBank logo
Shivalik small finance bankBank logo
Protium FinanceBank logo
Poonawala FincorpBank logo
Vastu FinanceBank logo
Truhome FinanceBank logo
India Shelter FinanceBank logo
Motilal Oswal Home FinanceBank logo
Vridhi Home FinanceBank logo
Capri Global HFCBank logo
Bank of IndiaBank logo
indian bankBank logo
Canara BankBank logo
indian overseas bankBank logo
Punjab & Sind BankBank logo
RBL BankBank logo
Karnataka BankBank logo
City Union BankBank logo
Saraswat Co-operative BankBank logo
Jammu & Kashmir BankBank logo
Karur Vysya BankBank logo
Deutsche BankBank logo
DCB BankBank logo
Dhanlaxmi BankBank logo
Csb BankBank logo
SMFG India CreditBank logo
Nainital BankBank logo
Bharat BankBank logo
Apna Sahakari BankBank logo
Navi FinservBank logo
Rajkot Nagarik Sahakari BankBank logo
Sundaram Home FinanceBank logo
Q. How is SBI Home Loan EMI Calculated?
Ans: 
Component Details
Formula EMI = P×r×(1+r)n / (1+r)n−1
Components Explained P = Principal loan amountr = Monthly interest rate = (Annual interest rate ÷ 12 ÷ 100)n = Loan tenure in months
Example Inputs Principal (P): ₹50,00,000Annual Interest Rate: 8.50%Loan Tenure: 20 years
Converted Inputs Monthly Interest Rate (r): 8.50% ÷ 12 = 0.007083 (decimal)Loan Tenure in Months (n): 20 × 12 = 240 months
Example EMI EMI = ₹43,391.43

 

Amortization Schedule (First 12 Months):

Month Principal (₹) Interest (₹) EMI (₹) Outstanding Balance (₹)
1 7,108.57 36,282.86 43,391.43 49,92,891.43
2 7,159.12 36,232.31 43,391.43 49,85,732.31
3 7,209.89 36,181.54 43,391.43 49,78,522.42
4 7,260.88 36,130.55 43,391.43 49,71,261.54
5 7,312.09 36,079.34 43,391.43 49,63,949.45
6 7,363.52 36,027.91 43,391.43 49,56,585.93
7 7,415.17 35,976.26 43,391.43 49,49,170.76
8 7,467.04 35,924.39 43,391.43 49,41,703.72
9 7,519.13 35,872.30 43,391.43 49,34,184.59
10 7,571.45 35,820.98 43,391.43 49,26,613.14
11 7,624.00 35,769.43 43,391.43 49,18,989.14
12 7,676.76 35,717.67 43,391.43 49,11,312.38