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Odisha Affordable Housing Scheme 2025: Complete Guide for Affordable Homes in Odisha

Provides info on affordable homes for EWS, LIG, and MIG families, with new projects launched in cities like Bhubaneswar.

pankaj.jha time 11 min
date
23 Aug 2025
10
pankaj.jha time 11 min
date
23 Aug 2025
10
Odisha Affordable Housing Scheme 2025: Complete Guide for Affordable Homes in Odisha

Odisha Affordable Housing Scheme is a government-led initiative by the Housing and Urban Development Department to provide affordable homes to EWS, LIG, and MIG families across urban and rural Odisha. Launched to combat slum growth, it includes new projects in Bhubaneswar and other cities, offering homes priced between ₹15 lakh and ₹50 lakh through a lottery system. Key aspects cover odisha affordable housing scheme eligibility, application process, prices, and upcoming projects in Odisha 2025, with potential PMAY linkage for subsidies. As per recent updates, construction has begun in Bhubaneswar under Minister Krushna Chandra Mahapatra, targeting low and middle-income groups. For official details, visit Odisha Housing & Urban Development Official Website. Explore the sections below for factual insights on new projects and processes.

Latest Updates on Odisha Affordable Housing Scheme 2025

As of August 23, 2025, the Odisha government has commenced construction of low-cost homes in Bhubaneswar under the Affordable Housing Scheme, led by Minister Krushna Chandra Mahapatra. This initiative targets homes priced between ₹15 lakh and ₹50 lakh, with the first batch expected to be handed over soon.

Recent developments include a Public-Private Partnership (PPP) model for execution, with tenders floated to ensure quality. Expansion plans are in place for other Urban Local Bodies (ULBs) like Rourkela and Sambalpur.

The scheme aligns with PMAY 2.0 goals, aiming to build around 1 crore houses across India with a ₹10 lakh crore investment. Focus remains on slum redevelopment and affordable homeownership.

Update CategoryDetailsDate
Construction StartBegun in Bhubaneswar, first batch soonAugust 21, 2025
PPP ModelTenders floated for accountabilityAugust 2025
Expansion PlanTo Rourkela, Sambalpur ULBsJanuary 27, 2025
PMAY 2.0 Link₹10 lakh crore investment targetDecember 30, 2024
Price Range₹15 lakh - ₹50 lakh homesAugust 7, 2025

These updates reflect odisha affordable housing scheme latest news 2025, enhancing housing access.

Impact on New Projects

Construction in Bhubaneswar boosts local economy, with plans for saturation in other regions.

Focus on quality homes aligns with upcoming projects in Odisha 2025.

Overview of Odisha Affordable Housing Scheme

The Odisha Affordable Housing Scheme aims to provide quality homes at reasonable rates to low and middle-income groups, reducing slum proliferation. Introduced by the Government of Odisha, it operates through agencies like Odisha State Housing Board (OSHB) and Bhubaneswar Development Authority (BDA).

The scheme targets houseless families and those in kutcha houses, offering permanent EWS and LIG units. It integrates with central schemes like PMAY for broader impact.

Key locations include Bhubaneswar, Sundergarh, and Nayagarh, with a focus on urban and rural balance.

Historical Context

Launched on October 11, 2015, as AWAAS, it evolved with policies like Odisha HFA 2022. Recent relaunch aligns with PMAY 2.0.

Key Objectives

Aims to create surplus housing stock and improve livelihoods. Includes rental housing for migrants.

Key Dates and Timeline for 2025

The scheme follows a phased timeline, with construction and allotment dates varying by location. Applications typically open post-announcement.

Recent construction starts in Bhubaneswar set a precedent, with handovers expected by late 2025. Check official site for updates.

EventDateDetails
Construction Start in BhubaneswarAugust 21, 2025Under PPP model.
Application OpeningTo be announcedLikely September 2025.
Lottery DrawOctober 2025 (tentative)For Bhubaneswar units.
First Batch HandoverDecember 2025 (tentative)Subject to completion.
Expansion to ULBs2025-2026Rourkela, Sambalpur.

Dates may shift; monitor odisha affordable housing scheme key dates on portal.

Timeline for Specific Projects

Biju Pucca Ghar (Mining) targets completion in mining areas by mid-2025.

Eligibility Criteria for Odisha Affordable Housing Scheme

Applicants must be permanent residents of Odisha with no prior home ownership in the state. Income limits define categories.

Eligible groups include EWS (up to ₹3 lakh annually), LIG (₹3-6 lakh), and MIG (₹6-18 lakh).

CategoryIncome Limit (Annual ₹)Other Requirements
EWSUp to 3,00,000No own home, Aadhaar-linked bank account.
LIG3,00,001 - 6,00,000Permanent residency proof.
MIG6,00,001 - 18,00,000Income certificate.

Special provisions for SC/ST, women, and disaster victims. For odisha affordable housing scheme eligibility, verify online.

Exclusions

Those with government jobs or owned property are ineligible.

Documents Required for Application

Submit identity, residence, and income proofs for verification. All must be uploaded or presented.

Key documents include Aadhaar, income certificate, and residency proof.

  1. Aadhaar Card.
  2. Income Certificate from Tehsildar.
  3. Residence Proof (Ration Card/Electricity Bill).
  4. Bank Passbook (Aadhaar-linked).
  5. Caste Certificate (if applicable).
  6. Passport-sized Photos.
  7. Self-Declaration Form.

Ensure digital copies for online submission.

Verification Process

Documents checked post-lottery; originals needed at allotment.

How to Apply for Odisha Affordable Housing Scheme Online

Applications are primarily online via the official portal. Offline options may be available at local offices.

Suitable for queries like how to apply for odisha affordable housing scheme online.

Online Application Steps

  1. Visit urban.odisha.gov.in.
  2. Click “Apply Online” on the homepage.
  3. Register with mobile and email.
  4. Fill personal and income details.
  5. Upload documents.
  6. Pay application fee (if any).
  7. Submit and save application ID.

Track status on the portal post-submission.

Fees and Charges in Odisha Affordable Housing Scheme

Fees are minimal, with some projects free under subsidies. Application costs vary by category.

No specific fee listed yet; expect Rs 500-1,000 for processing.

Fee TypeAmount (₹)Details
Application Fee500-1,000 (tentative)Non-refundable.
Registration Fee2% of Cost (post-allotment)Adjustable.
Development Charges1,000-5,000 per sq mFor infrastructure.
Stamp Duty5% of ValueAs per state norms.

Subsidies may waive fees for EWS. Confirm odisha affordable housing scheme fees on site.

Payment Modes

Online via net banking or UPI; offline via bank challan.

Odisha Affordable Housing Projects: Locations, Areas, and Phases

The scheme spans multiple cities with new projects focusing on affordable housing units. Key areas include Bhubaneswar, Sundergarh, and Nayagarh.

Projects integrate with urban and rural development plans, targeting slum clearance.

Housing Projects

In Bhubaneswar, Surekha Niwas offers 20 EWS 1BHK units. Sundergarh and Nayagarh have LIG flats on outright purchase.

Plot Projects

Residential plots in Sambalpur and Kalahandi for custom builds. Sizes range from 500-1000 sq ft.

Project NameLocationPhaseTypeSize Range (sq ft)
Surekha NiwasBhubaneswar (Pahala)Ongoing1BHK EWS400-500
LIG FlatsSundergarh, NayagarhNewFlats600-800
Residential PlotsSambalpur, KalahandiPhase 1Plots500-1000
Biju Pucca GharMining Areas (8 Districts)OngoingHouses625 (25 sq m)
Urban TownshipBhubaneswar ExpansionUpcomingMixedVariable
CityProject NamePrice Range (₹)
AngulAnugul Enclave9,91,000 - 54,71,000
BhubaneswarDumduma Multi-Storied Apartment (Phase-VII)9,91,000 - 69,70,500
BhubaneswarKharavela Enclave50,00,000 - 1,00,00,000
BhubaneswarNandighosa Enclave35,00,000 - 70,00,000
CuttackBidyadharpur Flats (EWS)9,91,000
DhenkanalBaji Rout Social Housing Scheme (Phase-II)15,00,000 - 50,00,000
SundergarhLIG Houses19,97,000
NayagarhEWS Flats9,91,000
RourkelaChhend Affordable Housing20,00,000 - 40,00,000
SambalpurResidential Plots15,00,000 - 30,00,000

For odisha affordable housing scheme locations map, refer to OSHB site. Projects align with upcoming projects in Odisha 2025.

Upcoming Developments

Expansion to Rourkela and Sambalpur under PPP. Focus on saturation in mining areas.

Prices, EMI Options, and Subsidies

Prices range from ₹15 lakh to ₹50 lakh, varying by location and category. EWS units may be subsidized fully.

EMI options through banks; subsidies under PMAY up to ₹2.67 lakh for EWS.

CategoryPrice Range (₹)EMI Estimate (Monthly, 20 Yrs @8%)
EWS15L - 20L (subsidized)12,000 - 16,000
LIG20L - 30L16,000 - 24,000
MIG30L - 50L24,000 - 40,000

For odisha affordable housing scheme price list, download from official site.

Price Variations

Higher in Bhubaneswar due to demand. Rural units cheaper.

Allotment Process and Lottery System

Allotment occurs via lottery to ensure fairness. Applications shortlisted based on eligibility.

Draw results published online; successful pay initial deposit.

Steps

  1. Apply online.
  2. Participate in lottery draw.
  3. Pay 10% deposit within 30 days.
  4. Complete registration.

Waitlist available for extras.

Pros and Cons of Odisha Affordable Housing Scheme

Offers affordable options but faces implementation challenges.

ProsCons
Affordable prices with subsidies.Delays in construction.
Lottery-based fair allotment.Limited units per phase.
Urban and rural coverage.Strict eligibility criteria.
PPP model for quality.Price hikes in cities.
Slum redevelopment focus.Data unavailable on exact subsidies — verify officially.

Benefits outweigh cons for eligible applicants.

Who Is Odisha Affordable Housing Scheme For?

Targets houseless families, slum dwellers, and low-middle income groups in Odisha. Ideal for first-time buyers.

Not suitable for high-income or property owners.

Ideal Beneficiaries

EWS and LIG seeking affordable homes in Bhubaneswar or rural areas.

Common Mistakes and Tips for Applicants

Avoid incomplete forms or missing deadlines. Verify income proof.

Tips: Track odisha affordable housing scheme latest news. Apply early.

  1. Check eligibility before applying.
  2. Prepare all documents in advance.
  3. Use online portal for updates.
  4. Refer to FAQs for lottery process.
  5. Budget for additional charges.

Improve chances of success.

FAQs on Odisha Affordable Housing Scheme

What is the odisha affordable housing scheme price range across cities?

The price range varies by city and category, starting from ₹9.91 lakh for EWS flats in Cuttack and Nayagarh, up to ₹1 crore for MIG units in Bhubaneswar’s Kharavela Enclave. Check the city-wise project table for specific ranges.

Where can I find the odisha affordable housing scheme application form and detailed price list?

The application form and detailed price list will be available on urban.odisha.gov.in after the official launch announcement, typically under the “Apply Online” section. Look for downloadable PDFs or brochures post-September 2025.

What are the eligibility criteria for the odisha affordable housing scheme?

Applicants must be permanent residents of Odisha with no prior home ownership in the state. Income limits are ₹3 lakh for EWS, ₹3-6 lakh for LIG, and ₹6-18 lakh for MIG annually, with additional provisions for SC/ST, women, and disaster victims.

How can I apply online for the odisha affordable housing scheme?

Visit urban.odisha.gov.in, register with your mobile and email, fill in personal and income details, upload required documents, pay any applicable fee, and submit to receive an application ID. Track your status online thereafter.

Are there any subsidies available under the odisha affordable housing scheme?

Yes, subsidies up to ₹2.67 lakh are available for EWS category applicants under the PMAY scheme if linked. Eligibility and exact amounts depend on income and project location, so verify details on the official portal after the launch.

How many units are available under the odisha affordable housing scheme?

The total number of units varies by project; for instance, Surekha Niwas in Bhubaneswar has 20 EWS units, while other projects like Dumduma Phase-VII and Biju Pucca Ghar plan hundreds across Odisha. Exact figures will be updated in the scheme brochure.

When is the expected launch date for new applications?

While construction has started in Bhubaneswar as of August 21, 2025, the official launch for new applications is expected in September 2025. Keep checking the official website for the exact date and application window.

What happens if I am unsuccessful in the lottery draw?

If unsuccessful, you will be placed on a waitlist, and your application fee (if any) will be refunded. You can reapply in the next phase or explore other ongoing projects like those in Rourkela or Sambalpur.

What are the payment terms and EMI options for the scheme?

Payment terms require a 10% initial deposit within 30 days of allotment, with the balance payable in installments over a period agreed with tied-up banks. EMI estimates range from ₹12,000 to ₹40,000 monthly for 20 years at 8% interest, depending on the unit price.

Which cities are covered under the odisha affordable housing scheme, and what are the key projects?

The scheme covers cities like Bhubaneswar (Dumduma, Kharavela, Nandighosa), Cuttack (Bidyadharpur), Dhenkanal (Baji Rout), Sundergarh (LIG Houses), Nayagarh (EWS Flats), Rourkela (Chhend), Sambalpur (Plots), and Angul (Anugul Enclave). Each city features specific projects with varying price ranges as listed in the city-wise table.

Can non-residents of Odisha apply for this scheme?

No, the scheme is restricted to permanent residents of Odisha. Non-residents, including those from other states, are not eligible unless they meet specific residency criteria, such as long-term employment in the state with proof.

What should I do if there are discrepancies in my application documents?

If discrepancies are found, contact the helpline at 0674-2390220 or email oshb@oshb.org immediately. You may need to resubmit corrected documents before the lottery draw deadline to avoid disqualification.

Are there any special provisions for women or disadvantaged groups?

Yes, the scheme offers reservations and priority for SC/ST, women-headed households, and disaster-affected families. These groups may also benefit from additional subsidies or relaxed eligibility criteria under PMAY guidelines.

How long will it take to get possession after allotment?

Possession timelines vary by project; for Bhubaneswar’s ongoing construction, it’s expected by December 2025 for the first batch. Other cities like Rourkela and Sambalpur may take until 2026, depending on construction progress.

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