DDA LIG Flats: Price and Buying Guide

The Delhi Development Authority was founded in 1957 based on the Delhi Development Act. DDA develops and constructs commercial lands, housing projects, etc. The Delhi Development Authority (DDA) has recently announced the launch of its housing schemes to provide affordable housing options. As a result, the DDA LIG flat price is discounted. Starting from January 15, 2025, the DDA will open bookings for 6,810 EWS and LIG flats, along with 769 flats in HIG and MIG categories under the Sabka Ghar Awaas Yojana. The registration fees for these flats are set at Rs 1 lakh for LIG units, while the booking fee is non-refundable. The flats are located in various areas including Rohini, Narela, and Lok Nayak Puram, with prices for LIG flats starting around Rs 11.5 lakh. The DDA has also partnered with financial institutions to facilitate loan financing for potential buyers, further enhancing accessibility to affordable housing.

What are DDA LIG Flats?

DDA LIG flats are housing projects designed specifically for the EWS (Economically Weaker Section) and Lower Income Groups. These flats have basic utilities. The LIG flats are scattered across key locations in and around Delhi. Their allocation is based on automated Random Number Indicated Techniques or lottery systems.

• These flats are specifically designed for individuals with an annual gross income ranging from Rs 3 lakhs to Rs 6 lakhs.
• The typical configuration includes 1BHK units, which consist of one bedroom, a hall, and a kitchen, covering an area of approximately 60 square meters.
• The DDA offers these flats as part of its broader initiative to promote affordable housing under schemes like the Pradhan Mantri Awas Yojana.
• The LIG flats come equipped with basic amenities such as electricity, water supply, and proper sanitation facilities.
• They are often located in well-connected areas, making them accessible for residents.

Current Prices of DDA LIG Flats

Delhi Development Authority has constructed flats under the LIG scheme across some of Delhi's significant locations, including Dwarka, Rohini, Narela, etc. These flats are for the income groups ranging from 3 lakhs - 8 lakhs. The current prices for DDA LIG flats are influenced by the ongoing housing schemes introduced by the Delhi Development Authority (DDA).DDA Sasta Ghar Housing Scheme 2024:

• Starting Price is approximately INR 11.4 lakh to INR 11.5 lakh.
• Flats are available in areas such as Ramgarh Colony, Siraspur, Lok Nayak Puram, Rohini, and Narela.
• Around 34,000 flats designated for LIG and Economically Weaker Sections (EWS).

DDA General Housing Scheme 2025:

• Starting Price for LIG Flats starts at INR 29 lakh.
• Flats under this scheme are located in Jasola, Lok Nayak Puram, and Narela.
• Approximately 5,400 flats, which cater to various income groups are available.

DDA Special Housing Scheme 2025:This scheme offers a range of flats with a potential discount of up to 25% on selected units in areas like Narela, Siraspur, and Lok Nayak Puram.To know more about the DDA LIG flats price in detail, check the below table:

Type of Flats	Name of the Locality	Approximate Number of Flats	Area (sq meter)	Approximate Price (INR)
LIG	Ramgarh Colony	34,177	30-50	11.4 - 28.47 lakhs
LIG	Siraspur	700	30-50	11.4 - 28.47 lakhs
LIG	Lok Nayak Puram	34,000	30-50	11.4 - 28.47 lakhs
LIG	Rohini	250	33-49	12 - 15.5 lakhs
LIG	Narela	Various	33-49	18 - 20 lakhs

Comparison of DDA LIG Flats Prices over the years

The LIG flats are usually affordable. However, there have been some changes in prices over the years. Let's have a look:

Year	LIG Flat Price (INR per sq ft)	Rohini Price (INR per sq ft)	Narela Price (INR per sq ft)
2025	₹7,650	₹12,000	₹7,500
2024	₹7,650	₹11,800	₹7,200
2023	₹7,077	₹11,731	₹6,800
2022	₹7,166	₹11,532	₹6,500
2021	₹6,998	₹10,950	₹6,000
2020	₹6,998	₹11,167	₹5,800

Loan Options for DDA LIG Flat Buyers

Loans are only available to DDA LIG flat buyers under the government-subsidized scheme.

Loan Options for DDA LIG Flats (2025)	Details
Eligibility Criteria	- Must be a citizen of India, at least 18 years old, with a PAN card and savings bank account.- Family income should not exceed Rs. 10 lakh per annum for the LIG category.
Loan Amount	- Loans typically cover the cost of the flat, which ranges from Rs. 11.53 lakh to Rs. 25 lakh for LIG flats.
Interest Rates	- Interest rates vary by bank but generally offer competitive terms.- Under PMAY, a subsidy of 6.5% per annum is available on loans up to Rs. 6 lakh for EWS and LIG categories.
Repayment Options	- Payment can be made through cash down or EMIs.- A simple interest rate of 10% p.a. applies on the monthly reducing balance for loans beyond the subsidy limit.
Financial Institutions	- Loans available from various banks and financial institutions recognized by DDA, including nationalized banks and private lenders.
Application Process	- Applicants must submit proof of residence, identity, and income along with the application form online.- Application fees: Rs. 10,000 for EWS and Rs. 15,000 for LIG (non-refundable).
Payment Methods	- Payments can be made online via e-challan generated from the DDA payment portal using NEFT, RTGS, or net banking within 90 days of allotment letter issuance.
Booking Fees	- Non-refundable booking fees: Rs. 50,000 for EWS, Rs. 1 lakh for LIG, Rs. 4 lakh for MIG, and Rs. 10 lakh for HIG flats under the Sabka Ghar Awaas Yojana.

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Factors Affecting Prices of the DDA LIG Flat Prices

The DDA LIG Flat Price is regulated primarily based on location. However, other factors that determine the price of a flat are:

• The locality significantly impacts pricing, with areas like Narela and Rohini offering flats at lower prices (approximately INR 14-20 lakh) compared to more developed areas like Lok Nayak Puram, where prices can reach up to INR 30 lakh.
• The size of the flats (ranging from 30 to 50 sq meters) also affects pricing. Larger flats or those with better layouts typically command higher prices.
• The price also depends on how well the property is connected to the bus, metro or other daily transport modes.
• Market developments such as inflation, changes in the value of the area, etc., also determine the cost of the flats.
• The infrastructure development cost contributes to how the price will be set.
• The introduction of special schemes, such as the DDA Sasta Ghar Housing Scheme, offers discounts (up to 25%) for specific categories, including economically weaker sections and construction workers.
• The demand for housing in Delhi, particularly in well-connected areas, can drive prices up. Conversely, oversupply in certain sectors may lead to reduced prices

Tips for DDA LIG Flat Buyers

There are specific key points that a buyer must remember before buying one of the LIG flats:Check Eligibility RequirementsBefore you start, ensure you meet the eligibility criteria.

• This includes being a permanent resident of Delhi and belonging to the economically weaker section (EWS) or low-income group (LIG).
• It’s also important to familiarize yourself with the specific rules for different schemes like the DDA Sasta Ghar Housing Scheme and the General Housing Scheme.

Research LocationsDDA LIG flats are available in various localities, each with its own price range and amenities.

• Areas like Narela, Siraspur, and Lok Nayak Puram offer different options.
• For example, Narela tends to be more affordable, with prices starting from INR 11.4 lakh, whereas other areas like Rohini may have higher price points.
• Explore your options to find a location that fits your budget and lifestyle needs.

Understand Current PricingPrices for DDA LIG flats can vary widely, generally ranging between INR 12 lakh and INR 28 lakh, depending on the area and flat size. It’s also wise to keep an eye on any special offers or discounts that might be available.Stay on Top of Booking DatesDDA schemes often have specific timelines for registration, so be sure to stay updated on when bookings open. For example, the DDA Sasta Ghar Housing Scheme will begin accepting registrations on January 15, 2025. Since many schemes work on a first-come-first-served basis, registering early is key.Explore Financing OptionsIf you need a loan, explore the various financing options available. Some banks and government schemes may offer lower interest rates or even subsidies for first-time buyers. Be aware that the earnest money deposit (EMD) can vary—e.g., for LIG flats, it’s typically INR 4 lakh—so plan your finances accordingly.If you can, visit the flats before making any decisions. This will give you a better sense of the condition and amenities. Newly built or refurbished units may offer better living conditions than older ones that may require repairs or maintenance. Research any upcoming infrastructure projects in the area, such as new metro lines or commercial developments. These projects could significantly increase the property’s value in the future.Reviewing the details is essential before applying for the DDA LIG flat scheme. Though the housing project is listed under a subsidized loan scheme, budgeting is necessary. Once you take possession of the flat, verification of documents like allotment letters, flat possession agreements, etc., is essential.