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Bajaj Housing Home Loan - Application
Updated on Written by Khyati Choudhary, Credit Analyst & Finance Writer at Ambak
Ambak Benefits
Zero Hidden Charges
Hassle Free and Fast Approval Process
Personalized Loan Assistance
Exciting Cashbacks
Bajaj Home Loan EMI Calculator
Your EMI is going to be
₹43,075
Frequently Asked Questions About Bajaj Housing
Find quick answers to common questions about Bajaj Housing Finance's Home Loans products - from eligibility to interest rates, document requirements and more.
Q. What is the typical processing time with Bajaj Home Loan processing?
Ans:
Bajaj Finserv takes 48 hours to process a home loan application so long as all papers are submitted.
Q. What are the prepayment charges with Bajaj Home Loans?
Ans:
There are no prepayment fees for individual Floating-loan customers of Bajaj Finserv.
Q. Can one take a home loan with Bajaj Finserv on a joint application with the husband/wife?
Ans:
Bajaj Finserv even allows joint applications and also helps with loan eligibility.
Q. Is there a penalty for late EMI payments?
Ans:
Yes, for part of the late payment, there is a penalty fee of about 2 percent of the amount due.
Q. Does Bajaj Finserv offer special rates for women borrowers?
Ans:
Yes, women borrowers can avail of lower interest rates under special schemes.
Q. Can an individual get a Home Loan for a property that is under construction?
Ans:
Yes, an individual can avail benefits of a home loan for under-construction properties, given that he/she has submitted every required document.
