Bank of Maharashtra
Central bank of India
Interest Rate
7.1% – 9.25% p.a.
Loan Amount
Up to 90%
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7.2% – 8.7% p.a.
Loan Amount
Up to 90%
Bandhan Bank Home Loan vs Axis Bank Home Loan Home Loan Comparison | Ambak
The bandhan bank vs axis bank home loan comparison: Bandhan Bank (6,300+ banking outlets, Private) offers Bandhan Suraksha and Suvidha Home Loans; Axis Bank (5,700+ branches across India, Private) offers Axis Asha Home Loan, Shubh Aarambh and QuickPay. Differences lie in schemes, eligibility, digital experience and customer segments.
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bandhan bank vs axis bank: Bandhan Bank offers Bandhan Suraksha and Suvidha Home Loans with Suraksha bundles property insurance and affordable-segment focus. Axis Bank offers Axis Asha Home Loan, Shubh Aarambh and QuickPay with Shubh Aarambh waives 12 EMIs. Related search: axis bank vs bandhan bank. Choice depends on borrower profile, scheme fit and network reach.
Bandhan bank
Home Loan
Ambak Recommended
Axis Bank
Home Loan
| Metric | Bandhan bank | Axis Bank |
|---|---|---|
 Interest Rate | ||
8.4% – 13% 7.35% – 9% | ||
 Interest Rate | 8.4% – 13% | 7.35% – 9% |
 Processing Fee | ||
Rs. 15,000 + GST Rs.10,000 + GST | ||
 Processing Fee | Rs. 15,000 + GST | Rs.10,000 + GST |
 Max LTV | ||
Up to 90% Up to 90% | ||
 Max LTV | Up to 90% | Up to 90% |
 Max Loan Amount | ||
₹2500000 Cr ₹3000000 Cr | ||
 Max Loan Amount | ₹2500000 Cr | ₹3000000 Cr |
 Min Loan Amount | ||
₹5000 Cr ₹20000 Cr | ||
 Min Loan Amount | ₹5000 Cr | ₹20000 Cr |
 EMI per Lakh | ||
₹862 ₹797 | ||
 EMI per Lakh | ₹862 | ₹797 |
Why Choose Bandhan bank Home Loan
Bandhan Bank is a Private lender with 6,300+ banking outlets. Variants include Bandhan Suraksha and Suvidha Home Loans, designed for affordable, salaried and East India buyers. Key features include Suraksha bundles property insurance, affordable-segment focus and East India branch strength. Bandhan Bank suits borrowers looking for East India focus with affordable home loans.
- Lower rates on average. Get access to better-than-advertised rates—typically lower depending on your profile and eligibility.
- Balance transfer made simple. One form, we fetch offers from 70+ lenders and compute net savings after fees.
- Human advisors. Complex cases (self-employed, NRI, under-construction) get an expert, not a chatbot.
Why Choose Axis Bank Home Loan
Axis Bank is a Private lender with 5,700+ branches across India. Variants include Axis Asha Home Loan, Shubh Aarambh and QuickPay, designed for first-time buyers, affordable segment and salaried. Key features include Shubh Aarambh waives 12 EMIs, Asha scheme for affordable housing and fixed and floating options. Axis Bank suits borrowers looking for EMI-waiver under Shubh Aarambh and Asha scheme.
- Lower rates on average. Get access to better-than-advertised rates—typically lower depending on your profile and eligibility.
- Balance transfer made simple. One form, we fetch offers from 70+ lenders and compute net savings after fees.
- Human advisors. Complex cases (self-employed, NRI, under-construction) get an expert, not a chatbot.
Bandhan bank Reviews
3.8 / 5(10 reviews)
What people like- •Covers up to 90% of the property cost so you don't need a large upfront amount
- •Loans available up to ₹25 Cr
- •Processing fee: Rs. 15,000 + GST
- •Simple paperwork — fewer documents needed compared to most banks
- •Repay over up to 30 years to keep your monthly outgo low
- •Can transfer your existing home loan here to save on interest
What people don't like- •Interest rate of 8.4% is slightly higher than Axis Bank's 7.35%
- •Monthly EMI of ₹862/lakh is ₹65 more than Axis Bank
- •Self-employed borrowers may face a longer approval process
- •Fewer branches in smaller cities and towns
Reviews summarised from buyer forums and listings; personal site visit recommended.
Axis Bank Reviews
4.3 / 5(10 reviews)
What people like- •Interest starts at 7.35% — that's cheaper than Bandhan bank's 8.4%
- •You pay only ₹797/lakh per month — ₹65 less than Bandhan bank
- •Covers up to 90% of the property cost so you don't need a large upfront amount
- •You can borrow up to ₹30 Cr — suitable for high-value properties
- •Processing fee: Rs.10,000 + GST
- •Simple paperwork — fewer documents needed compared to most banks
What people don't like- •Self-employed borrowers may face a longer approval process
- •Fewer branches in smaller cities and towns
- •Prepayment charges can apply if you have a fixed interest rate
- •High-value loans require detailed income proof
Reviews summarised from buyer forums and listings; personal site visit recommended.
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