Bank of Maharashtra
Central bank of India
Interest Rate
7.1% – 9.25% p.a.
Loan Amount
Up to 90%
Interest Rate
7.2% – 8.7% p.a.
Loan Amount
Up to 90%
Indusind Bank Home Loan vs Icici Bank Home Loans Home Loan Comparison | Ambak
The indusind bank vs icici bank home loan comparison: IndusInd Bank (3,000+ branches across India, Private) offers IndusInd Home Loan and Pioneer Home Loan; ICICI Bank (6,500+ branches, 17,000+ ATMs, Private) offers ICICI Home Loan, Express Home Loan and Money Saver. Differences lie in schemes, eligibility, digital experience and customer segments.
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indusind bank vs icici bank: IndusInd Bank offers IndusInd Home Loan and Pioneer Home Loan with Pioneer premium variant and RM for high-ticket files. ICICI Bank offers ICICI Home Loan, Express Home Loan and Money Saver with instant in-principle approval via iLens. Related search: icici bank vs indusind bank. Choice depends on borrower profile, scheme fit and network reach.
Induslnd Bank
Home Loan
Ambak Recommended
ICICI Bank
Home Loan
| Metric | Induslnd Bank | ICICI Bank |
|---|---|---|
 Interest Rate | ||
8.6% – 10.55% 7.5% – 9.5% | ||
 Interest Rate | 8.6% – 10.55% | 7.5% – 9.5% |
 Processing Fee | ||
Rs. 15,000 + GST 5,000 + GST | ||
 Processing Fee | Rs. 15,000 + GST | 5,000 + GST |
 Max LTV | ||
Up to 90% Up to 90% | ||
 Max LTV | Up to 90% | Up to 90% |
 Max Loan Amount | ||
₹2000000 Cr ₹3000000 Cr | ||
 Max Loan Amount | ₹2000000 Cr | ₹3000000 Cr |
 Min Loan Amount | ||
₹5000 Cr ₹20000 Cr | ||
 Min Loan Amount | ₹5000 Cr | ₹20000 Cr |
 EMI per Lakh | ||
₹875 ₹806 | ||
 EMI per Lakh | ₹875 | ₹806 |
Why Choose Induslnd Bank Home Loan
IndusInd Bank is a Private lender with 3,000+ branches across India. Variants include IndusInd Home Loan and Pioneer Home Loan, designed for premium, NRI and salaried borrowers. Key features include Pioneer premium variant, RM for high-ticket files and NRI home loan variant. IndusInd Bank suits borrowers looking for premium banking with personalised pricing.
- Lower rates on average. Get access to better-than-advertised rates—typically lower depending on your profile and eligibility.
- Balance transfer made simple. One form, we fetch offers from 70+ lenders and compute net savings after fees.
- Human advisors. Complex cases (self-employed, NRI, under-construction) get an expert, not a chatbot.
Why Choose ICICI Bank Home Loan
ICICI Bank is a Private lender with 6,500+ branches, 17,000+ ATMs. Variants include ICICI Home Loan, Express Home Loan and Money Saver, designed for salaried, self-employed and premium buyers. Key features include instant in-principle approval via iLens, step-up and step-down EMI and OD-linked Money Saver variant. ICICI Bank suits borrowers looking for fully digital journey with diverse variants.
- Lower rates on average. Get access to better-than-advertised rates—typically lower depending on your profile and eligibility.
- Balance transfer made simple. One form, we fetch offers from 70+ lenders and compute net savings after fees.
- Human advisors. Complex cases (self-employed, NRI, under-construction) get an expert, not a chatbot.
Induslnd Bank Reviews
3.8 / 5(10 reviews)
What people like- •Covers up to 90% of the property cost so you don't need a large upfront amount
- •Loans available up to ₹20 Cr
- •Processing fee: Rs. 15,000 + GST
- •Simple paperwork — fewer documents needed compared to most banks
- •Repay over up to 30 years to keep your monthly outgo low
- •Can transfer your existing home loan here to save on interest
What people don't like- •Interest rate of 8.6% is slightly higher than ICICI Bank's 7.5%
- •Monthly EMI of ₹875/lakh is ₹69 more than ICICI Bank
- •Self-employed borrowers may face a longer approval process
- •Fewer branches in smaller cities and towns
Reviews summarised from buyer forums and listings; personal site visit recommended.
ICICI Bank Reviews
4.3 / 5(10 reviews)
What people like- •Interest starts at 7.5% — that's cheaper than Induslnd Bank's 8.6%
- •You pay only ₹806/lakh per month — ₹69 less than Induslnd Bank
- •Covers up to 90% of the property cost so you don't need a large upfront amount
- •You can borrow up to ₹30 Cr — suitable for high-value properties
- •Processing fee: 5,000 + GST
- •Simple paperwork — fewer documents needed compared to most banks
What people don't like- •Self-employed borrowers may face a longer approval process
- •Fewer branches in smaller cities and towns
- •Prepayment charges can apply if you have a fixed interest rate
- •High-value loans require detailed income proof
Reviews summarised from buyer forums and listings; personal site visit recommended.
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