Uco Bank Home Loan vs Bank Of Baroda Home Loan Home Loan Comparison

Which banks saves you more?

uco bank vs bank of baroda: UCO Bank offers UCO Home Loan and UCO Pre-approved with pre-approved variant for existing customers and government-employee concessions. Bank of Baroda offers Baroda Home Loan Advantage, Pre-approved and CRE with Advantage variant with overdraft. Related search: None. Choice depends on borrower profile, scheme fit and network reach.

Ambak Recommended

UCO Bank

Home Loan

Bank of Baroda

Home Loan

Home loan comparison between UCO Bank and Bank of Baroda
Metric	UCO Bank	Bank of Baroda
Interest Rate
7.15% – 9.25% 7.3% – 9.5%
Interest Rate	7.15% – 9.25%	7.3% – 9.5%
Processing Fee
Rs. 15,000 + GST Overall Fees ( including Processing, login, legal and technical) : Rs.11,800
Processing Fee	Rs. 15,000 + GST	Overall Fees ( including Processing, login, legal and technical) : Rs.11,800
Max LTV
Up to 90% Up to 90%
Max LTV	Up to 90%	Up to 90%
Max Loan Amount
₹3000000 Cr ₹3000000 Cr
Max Loan Amount	₹3000000 Cr	₹3000000 Cr
Min Loan Amount
₹5000 Cr ₹5000 Cr
Min Loan Amount	₹5000 Cr	₹5000 Cr
EMI per Lakh
₹785 ₹794
EMI per Lakh	₹785	₹794

Why Choose UCO Bank Home Loan

UCO Bank is a PSU lender with 3,000+ branches across India. Variants include UCO Home Loan and UCO Pre-approved, designed for salaried buyers and government employees. Key features include pre-approved variant for existing customers, government-employee concessions and simplified salaried documentation. UCO Bank suits borrowers looking for PSU pre-approved home loan offerings.

Lower rates on average. Get access to better-than-advertised rates—typically lower depending on your profile and eligibility.
Balance transfer made simple. One form, we fetch offers from 70+ lenders and compute net savings after fees.
Human advisors. Complex cases (self-employed, NRI, under-construction) get an expert, not a chatbot.

Why Choose Bank of Baroda Home Loan

Bank of Baroda is a PSU lender with 8,200+ branches across 17 countries. Variants include Baroda Home Loan Advantage, Pre-approved and CRE, designed for salaried, NRI and government employees. Key features include Advantage variant with overdraft, pre-approved loans for existing customers and dedicated NRI home loan cell. Bank of Baroda suits borrowers looking for global PSU with OD-linked variant.

Lower rates on average. Get access to better-than-advertised rates—typically lower depending on your profile and eligibility.
Balance transfer made simple. One form, we fetch offers from 70+ lenders and compute net savings after fees.
Human advisors. Complex cases (self-employed, NRI, under-construction) get an expert, not a chatbot.