Axis Bank Home Loans - Application

A co-applicant is a co-owner of the property. Axis Bank requires all home loan applicants to have a co-applicant, who must be an immediate family member such as a spouse, parent, or sibling

Yes, Axis Bank offers schemes like the Asha Home Loan and Shubh Aarambh Home Loan, where EMIs can be waived off for borrowers with a good repayment history, allowing up to 12 EMIs to be waived. 

After submitting all required documents, Axis Bank typically sanctions home loans within five business days, depending on verification and approval processes.

Maintaining a high credit score is crucial for improving approval chances. Additionally, including an earning family member as a co-applicant can strengthen the application by pooling incomes and enhancing overall credit risk assessment.