Home Loans in Surat

Get the lowest Home Loan rates in Surat for ₹ 1 crore from Top Banks like Bank of Maharashtra, Central bank of India, Union bank of India, State Bank of India and more. Up to 90% of property value.

Surat Home Loans 2025: Rates, Approved Are...

Bank Offers

Loan Amount

Bank of Maharashtra
20 Years
Loan Amount
₹ 1,00,00,000
Rate of Interest
7.1% - 9.25%
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- Processing Fees : 0.25% + GST
- Login Fee : No Login Fee
- Account Handling Charges : 0.10% Or Rs. 11,800 + GST
- Legal & Technical Fee : Rs.9,500
- E-Stamp Charges : Rs.2,000 - 2,500 + GST
- Due Diligence Charges : Rs.2,500 + GST
- CERSAI Charges : Rs.550 + GST
Max Loan Amount
Up to 90% of property value
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Central bank of India
20 Years
Loan Amount
₹ 1,00,00,000
Rate of Interest
7.2% - 8.7%
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- Processing Fees : 0.5% + GST ; Max upto Rs.23,600
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Union bank of India
20 Years
Loan Amount
₹ 1,00,00,000
Rate of Interest
7.1% - 10%
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- Processing Fees : Rs. 17,700 + GST
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State Bank of India
20 Years
Loan Amount
₹ 1,00,00,000
Rate of Interest
7.25% - 9.5%
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- Processing Fees : Rs.15,000 + GST
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Punjab National Bank
20 Years
Loan Amount
₹ 1,00,00,000
Rate of Interest
7.25% - 9.35%
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- Processing Fees : Null if Digital process ; 2,500 if Physical process
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HDFC Bank
20 Years
Loan Amount
₹ 1,00,00,000
Rate of Interest
7.2% - 9.5%
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- Processing Fees : 0.25% of loan amt. + GST (incld. Login Fee)
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ICICI Bank
20 Years
Loan Amount
₹ 1,00,00,000
Rate of Interest
7.5% - 9.5%
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- Processing Fees : 5,000 + GST
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Bajaj Housing Finance
20 Years
Loan Amount
₹ 1,00,00,000
Rate of Interest
7.2% - 9.5%
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- Processing Fees : Rs.10,000 + GST
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Bank of Baroda
20 Years
Loan Amount
₹ 1,00,00,000
Rate of Interest
7.3% - 9.5%
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- Processing Fees : Overall Fees ( including Processing, login, legal and technical) : Rs.11,800
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UCO Bank
20 Years
Loan Amount
₹ 1,00,00,000
Rate of Interest
7.15% - 9.25%
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- Processing Fees : Rs. 15,000 + GST
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Federal Bank
20 Years
Loan Amount
₹ 1,00,00,000
Rate of Interest
7.35% - 9.5%
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- Processing Fees : Rs. 15,000 + GST
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IDBI Bank
20 Years
Loan Amount
₹ 1,00,00,000
Rate of Interest
7.35% - 10.05%
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- Processing Fees : Rs. 15,000 + GST
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L&T Housing Finance
20 Years
Loan Amount
₹ 1,00,00,000
Rate of Interest
7.8% - 9.5%
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- Processing Fees : 10,000+GST (incld. login fee)
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IDFC First Bank
20 Years
Loan Amount
₹ 1,00,00,000
Rate of Interest
7.8% - 9%
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- Processing Fees : Below Rs.1 Cr: 1%; Rs.1-3 Cr: 0.75%; Rs.3-5 Cr: 0.65%; Rs.5Cr Above: 0.5% of loan amt + GST
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Kotak Bank
20 Years
Loan Amount
₹ 1,00,00,000
Rate of Interest
7.7% - 9.7%
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- Processing Fees : 0.30%(below 50 lacs), 10000+gst(above 50 lacs)
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Induslnd Bank
20 Years
Loan Amount
₹ 1,00,00,000
Rate of Interest
8.6% - 10.55%
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- Processing Fees : Rs. 15,000 + GST
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ICICI HFC
20 Years
Loan Amount
₹ 1,00,00,000
Rate of Interest
7.3% - 16%
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- Processing Fees : Rs. 10,000 + GST
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PNB Housing Finance
20 Years
Loan Amount
₹ 1,00,00,000
Rate of Interest
8.1% - 10.65%
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- Processing Fees : Rs.7,000 + GST ( Amount <50 Lac), Rs.10,000 + GST ( Amount >50 Lac)
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IIFL
20 Years
Loan Amount
₹ 1,00,00,000
Rate of Interest
8.6% - 12%
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- Processing Fees : 0.50 of Loan amount +GST
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Easy Home Finance
20 Years
Loan Amount
₹ 1,00,00,000
Rate of Interest
10.5% - 15%
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- Processing Fees : Rs.10,000 + GST
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Hero Housing Finance
20 Years
Loan Amount
₹ 1,00,00,000
Rate of Interest
9.5% - 18%
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- Processing Fees : Rs. 15,000 + GST
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AU Small Finance Bank
20 Years
Loan Amount
₹ 1,00,00,000
Rate of Interest
10% - 13%
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- Processing Fees : Rs. 15,000 + GST
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Bandhan bank
20 Years
Loan Amount
₹ 1,00,00,000
Rate of Interest
8.4% - 13%
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- Processing Fees : Rs. 15,000 + GST
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Piramal Finance
20 Years
Loan Amount
₹ 1,00,00,000
Rate of Interest
9.99% - 11.75%
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- Login Fee : Rs, 1,180 + GST
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GIC Housing Finance
20 Years
Loan Amount
₹ 1,00,00,000
Rate of Interest
8.25% - 12%
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- Processing Fees : Rs. 15,000 + GST
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Aadhar Housing Finance
20 Years
Loan Amount
₹ 1,00,00,000
Rate of Interest
11.75% - 17%
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- Processing Fees : Rs. 15,000 + GST
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Jio Finance
20 Years
Loan Amount
₹ 1,00,00,000
Rate of Interest
8.2% - 9%
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Ujjivan Small Finance Bank
20 Years
Loan Amount
₹ 1,00,00,000
Rate of Interest
8.75% - 18%
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- Processing Fees : Rs. 15,000 + GST
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Godrej Housing Finance
20 Years
Loan Amount
₹ 1,00,00,000
Rate of Interest
7.75% - 11%
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- Processing Fees : Rs.10,000 + GST
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Samman Capital
20 Years
Loan Amount
₹ 1,00,00,000
Rate of Interest
8.75% - 12%
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- Processing Fees : 0.75% + GST
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DMI Housing Finance
20 Years
Loan Amount
₹ 1,00,00,000
Rate of Interest
13.99% - 15%
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- Processing Fees : Rs. 15,000 + GST
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Aditya Birla Housing Finance
20 Years
Loan Amount
₹ 1,00,00,000
Rate of Interest
10.5% - 11%
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- Processing Fees : 0.75% + GST
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Aavas Financiers
20 Years
Loan Amount
₹ 1,00,00,000
Rate of Interest
10.5% - 14%
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- Processing Fees : Rs. 15,000 + GST
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Shubham Housing Finance
20 Years
Loan Amount
₹ 1,00,00,000
Rate of Interest
11.75% - 18%
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- Processing Fees : Rs. 15,000 + GST
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Cholamandalam Finance
20 Years
Loan Amount
₹ 1,00,00,000
Rate of Interest
9.5% - 10.5%
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- Processing Fees : Rs. 15,000 + GST
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Fedbank Financial Services
20 Years
Loan Amount
₹ 1,00,00,000
Rate of Interest
7.6% - 11%
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- Processing Fees : Rs. 15,000 + GST
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Shivalik small finance bank
20 Years
Loan Amount
₹ 1,00,00,000
Rate of Interest
9% - 12%
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- Processing Fees : Rs. 15,000 + GST
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Protium Finance
20 Years
Loan Amount
₹ 1,00,00,000
Rate of Interest
8.75% - 11%
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- Processing Fees : Rs. 15,000 + GST
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Poonawala Fincorp
20 Years
Loan Amount
₹ 1,00,00,000
Rate of Interest
9% - 11%
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- Processing Fees : Rs. 15,000 + GST
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Vastu Finance
20 Years
Loan Amount
₹ 1,00,00,000
Rate of Interest
9% - 16%
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- Processing Fees : 1% + GST
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Truhome Finance
20 Years
Loan Amount
₹ 1,00,00,000
Rate of Interest
9.5% - 13%
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- Processing Fees : 1% + GST
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India Shelter Finance
20 Years
Loan Amount
₹ 1,00,00,000
Rate of Interest
10.5% - 12%
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- Processing Fees : Rs. 15,000 + GST
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Motilal Oswal Home Finance
20 Years
Loan Amount
₹ 1,00,00,000
Rate of Interest
11.75% - 15.75%
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- Processing Fees : Rs. 15,000 + GST
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Vridhi Home Finance
20 Years
Loan Amount
₹ 1,00,00,000
Rate of Interest
12% - 14%
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- Processing Fees : Rs. 15,000 + GST
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Capri Global HFC
20 Years
Loan Amount
₹ 1,00,00,000
Rate of Interest
12.5% - 15%
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- Processing Fees : Rs. 15,000 + GST
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Bank of India
20 Years
Loan Amount
₹ 1,00,00,000
Rate of Interest
7.1% - 9.25%
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- Processing Fees : Rs. 15,000 + GST
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indian bank
20 Years
Loan Amount
₹ 1,00,00,000
Rate of Interest
7.15% - 9.65%
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- Processing Fees : Rs. 15,000 + GST
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Canara Bank
20 Years
Loan Amount
₹ 1,00,00,000
Rate of Interest
7.15% - 9.25%
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- Processing Fees : Rs. 15,000 + GST
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YES Bank
20 Years
Loan Amount
₹ 1,00,00,000
Rate of Interest
9% - 10%
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- Processing Fees : Rs. 15,000 + GST
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indian overseas bank
20 Years
Loan Amount
₹ 1,00,00,000
Rate of Interest
7.35% - 10%
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- Processing Fees : Rs. 15,000 + GST
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South Indian Bank
20 Years
Loan Amount
₹ 1,00,00,000
Rate of Interest
7.2% - 10.6%
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- Processing Fees : Rs. 15,000 + GST
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Punjab & Sind Bank
20 Years
Loan Amount
₹ 1,00,00,000
Rate of Interest
7.55% - 10%
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- Processing Fees : Null if Digital process ; 2,500 if Physical process
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RBL Bank
20 Years
Loan Amount
₹ 1,00,00,000
Rate of Interest
9% - 12%
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- Processing Fees : Rs. 15,000 + GST
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Karnataka Bank
20 Years
Loan Amount
₹ 1,00,00,000
Rate of Interest
7.3% - 10.9%
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- Processing Fees : Rs. 15,000 + GST
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City Union Bank
20 Years
Loan Amount
₹ 1,00,00,000
Rate of Interest
7.45% - 9%
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- Processing Fees : Rs. 15,000 + GST
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Saraswat Co-operative Bank
20 Years
Loan Amount
₹ 1,00,00,000
Rate of Interest
7.35% - 10%
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- Processing Fees : Rs. 15,000 + GST
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Jammu & Kashmir Bank
20 Years
Loan Amount
₹ 1,00,00,000
Rate of Interest
7.35% - 9.85%
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- Processing Fees : Rs. 15,000 + GST
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Equitas Small Finance Bank
20 Years
Loan Amount
₹ 1,00,00,000
Rate of Interest
10.49% - 15%
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- Processing Fees : Rs. 15,000 + GST
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Karur Vysya Bank
20 Years
Loan Amount
₹ 1,00,00,000
Rate of Interest
8.5% - 10%
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- Processing Fees : Rs. 15,000 + GST
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Deutsche Bank
20 Years
Loan Amount
₹ 1,00,00,000
Rate of Interest
8.75% - 11%
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- Processing Fees : Rs. 15,000 + GST
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DCB Bank
20 Years
Loan Amount
₹ 1,00,00,000
Rate of Interest
10.5% - 14.5%
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- Processing Fees : Rs. 15,000 + GST
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Suryoday Small Finance Bank
20 Years
Loan Amount
₹ 1,00,00,000
Rate of Interest
10% - 13%
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- Processing Fees : Rs. 15,000 + GST
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Kerala Gramin Bank
20 Years
Loan Amount
₹ 1,00,00,000
Rate of Interest
7.99% - 10.75%
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- Processing Fees : Rs. 15,000 + GST
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Dhanlaxmi Bank
20 Years
Loan Amount
₹ 1,00,00,000
Rate of Interest
7.9% - 13.2%
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- Processing Fees : Rs. 15,000 + GST
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Tamilnad Mercantile Bank
20 Years
Loan Amount
₹ 1,00,00,000
Rate of Interest
8.15% - 9.5%
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- Processing Fees : Rs. 15,000 + GST
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Csb Bank
20 Years
Loan Amount
₹ 1,00,00,000
Rate of Interest
9.1% - 11%
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- Processing Fees : Rs. 15,000 + GST
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SMFG India Credit
20 Years
Loan Amount
₹ 1,00,00,000
Rate of Interest
9.5% - 11%
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- Processing Fees : Rs. 15,000 + GST
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Abhyudaya Co-operative Bank
20 Years
Loan Amount
₹ 1,00,00,000
Rate of Interest
8.1% - 10%
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- Processing Fees : Rs. 15,000 + GST
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Nainital Bank
20 Years
Loan Amount
₹ 1,00,00,000
Rate of Interest
7.15% - 11%
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- Processing Fees : Rs. 15,000 + GST
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Bharat Bank
20 Years
Loan Amount
₹ 1,00,00,000
Rate of Interest
8.75% - 9.9%
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- Processing Fees : Rs. 15,000 + GST
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Mahindra Home Finance
20 Years
Loan Amount
₹ 1,00,00,000
Rate of Interest
8.35% - 9.75%
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- Processing Fees : Rs. 15,000 + GST
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Madhya Pradesh Gramin Bank
20 Years
Loan Amount
₹ 1,00,00,000
Rate of Interest
8.5% - 12%
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- Processing Fees : Rs. 15,000 + GST
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Apna Sahakari Bank
20 Years
Loan Amount
₹ 1,00,00,000
Rate of Interest
8.75% - 9.9%
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- Processing Fees : Rs. 15,000 + GST
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Navi Finserv
20 Years
Loan Amount
₹ 1,00,00,000
Rate of Interest
8.45% - 13%
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- Processing Fees : Rs. 15,000 + GST
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Rajkot Nagarik Sahakari Bank
20 Years
Loan Amount
₹ 1,00,00,000
Rate of Interest
8.5% - 11%
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- Processing Fees : Rs. 15,000 + GST
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Sundaram Home Finance
20 Years
Loan Amount
₹ 1,00,00,000
Rate of Interest
10% - 12%
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- Processing Fees : Rs. 15,000 + GST
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NKGSB Co-operative Bank
20 Years
Loan Amount
₹ 1,00,00,000
Rate of Interest
9.5% - 11%
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- Processing Fees : Rs. 15,000 + GST
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Yes Bank
20 Years
Loan Amount
₹ 1,00,00,000
Rate of Interest
0% - 0%
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Axis Bank
20 Years
Loan Amount
₹ 1,00,00,000
Rate of Interest
7.35% - 9%
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- Processing Fees : Rs.10,000 + GST
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