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Bajaj Home Loan vs Bank Of Baroda Home Loan Home Loan Comparison | Ambak

Compare Bajaj Home Loan vs Bank Of Baroda Home Loan home loan offers side by side — including interest rates, EMI per lakh, processing fees, and LTV ratio. Make a smarter borrowing decision with Ambak's free comparison tool.
  • Better Interest Rates & Savings
  • Right Features for Your Needs
  • Transparency & Hidden Charges

Get Our Expert Advice

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Which banks saves you more?

Choosing the right bank isn’t just about the lowest interest rate but the total cost of your loan. Small differences in rates, fees, and charges can significantly impact your overall savings. The best choice is the bank that offers the highest value based on your profile, not just the lowest rate.

Lower interest rates than your pre-approved offer?

It's more likely than you think. Find the best offer by comparing.

Bajaj Housing Finance
Bajaj Housing Finance
Home Loan
Home Loan
v/s
Home loan comparison between Bajaj Housing Finance and
MetricBajaj Housing Finance
Interest Rate
7.2% – 9.5%
—
Interest Rate
7.2% – 9.5%
—
Loan amount
Up to 90%
—
Processing Fee
Rs.10,000 + GST
—
Processing Fee
Rs.10,000 + GST
—
Max LTV
Up to 90%
—
Max Loan Amount
₹3000000 Cr
—
Min Loan Amount
₹5000 Cr
—
EMI per Lakh
₹788
—
Applicant Age
21 to 70 years (at loan maturity)
—
Approval & Disbursal Time
As per bank policy
—

Why Choose Bajaj Housing Finance Home Loan

When evaluating a Bajaj Housing Finance home loan, weigh interest rates alongside processing fees, LTV limits and EMI flexibility. Our comparison tool puts every figure side-by-side so you can decide in minutes — not hours. Ambak aggregates live rates from 30+ RBI-regulated lenders, updated multiple times a day. We show the real rate you qualify for — not a marketing rate. Advisors can also walk you through balance-transfer math, step-up EMI options, and top-up eligibility so you never leave money on the table.

  • Lower rates on average. Get access to better-than-advertised rates—typically lower depending on your profile and eligibility.
  • Balance transfer made simple. One form, we fetch offers from 75+ lenders and compute net savings after fees.
  • Human advisors. Complex cases (self-employed, NRI, under-construction) get an expert, not a chatbot.

Bajaj Housing Finance Reviews

4.0 / 5(10 reviews)
LikeWhat people like
  • •Offers a competitive interest rate starting at just 7.2% per year
  • •Monthly EMI starts at just ₹788 for every lakh borrowed
  • •Covers up to 90% of the property cost so you don't need a large upfront amount
  • •Loans available up to ₹30 Cr
  • •Processing fee: Rs.10,000 + GST
  • •Simple paperwork — fewer documents needed compared to most banks
DislikeWhat people don't like
  • •Self-employed borrowers may face a longer approval process
  • •Fewer branches in smaller cities and towns
  • •Prepayment charges can apply if you have a fixed interest rate
  • •High-value loans require detailed income proof

Reviews summarised from buyer forums and listings; personal site visit recommended.

Bajaj Housing Finance Reviews

4.0 / 5(10 reviews)
LikeWhat people like
  • •Offers a competitive interest rate starting at just 7.2% per year
  • •Monthly EMI starts at just ₹788 for every lakh borrowed
  • •Covers up to 90% of the property cost so you don't need a large upfront amount
  • •Loans available up to ₹30 Cr
  • •Processing fee: Rs.10,000 + GST
  • •Simple paperwork — fewer documents needed compared to most banks
DislikeWhat people don't like
  • •Self-employed borrowers may face a longer approval process
  • •Fewer branches in smaller cities and towns
  • •Prepayment charges can apply if you have a fixed interest rate
  • •High-value loans require detailed income proof

Reviews summarised from buyer forums and listings; personal site visit recommended.

Compare Bajaj Housing Finance with other banks

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Central bank of India
Central bank of India
Union bank of India
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Interest Rate
7.2% – 8.7% p.a.
Loan Amount
Up to 90%
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State Bank of India
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Punjab National Bank
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7.25% – 9.5% p.a.
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ICICI Bank
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7.2% – 9.5% p.a.
Loan Amount
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Bank of Baroda
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UCO Bank
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7.3% – 9.5% p.a.
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IDFC First Bank
IDFC First Bank
Kotak Bank
Kotak Bank
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Interest Rate
7.8% – 9% p.a.
Loan Amount
Up to 90%
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Induslnd Bank
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IIFL
IIFL
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8.6% – 10.55% p.a.
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Easy Home Finance
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Hero Housing Finance
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