Home Construction Loan
Specifically designed for building a new house. Loan disbursements are made in phases, matching the progress of the construction.
Loading...
Please wait while we prepare your content
Updated on 10-6-2026 Written by Ramandeep Sadana, Credit Expert with over 10 years of experience
For salaried employees in India, securing a home loan in 2026 comes with distinct advantages, primarily driven by the stability of their income. This stability often translates into the most competitive home loan interest rate available in the market. As of 2026, typical home loan
76 Banks Found
Loan Amount
₹5 L–₹30 Cr
ROI
7.2%
EMI/Lakh
₹788/mo
Loan Amount
₹5 L–₹30 Cr
ROI
7.1%
EMI/Lakh
₹782/mo
Loan Amount
₹5 L–₹30 Cr
ROI
7.25%
EMI/Lakh
₹791/mo
Loan Amount
₹5 L–₹30 Cr
ROI
7.25%
EMI/Lakh
₹791/mo
Loan Amount
₹20 L–₹30 Cr
ROI
7.5%
EMI/Lakh
₹806/mo
Loan Amount
₹5 L–₹30 Cr
ROI
7.2%
EMI/Lakh
₹788/mo
Loan Amount
₹5 L–₹30 Cr
ROI
7.3%
EMI/Lakh
₹794/mo
Loan Amount
₹5 L–₹25 Cr
ROI
7.35%
EMI/Lakh
₹797/mo
Loan Amount
₹20 L–₹30 Cr
ROI
7.8%
EMI/Lakh
₹825/mo
The key to your dream home awaits!.
Specifically designed for building a new house. Loan disbursements are made in phases, matching the progress of the construction.
This loan covers the costs associated with renovating or improving an existing home. Interest rates are generally the same as those for a standard home loan.
Ideal for homeowners looking to extend or add more space to their current home. Lenders usually finance 75% to 90% of the construction costs, depending on the loan amount and LTV ratio.
A short-term loan designed for individuals planning to purchase a new home with the proceeds from selling their current property.