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Poonawalla Fincorp Home Loan vs Bajaj Home Loan Home Loan Comparison | Ambak

The poonawalla fincorp vs bajaj finance home loan comparison: Poonawalla Fincorp (100+ branches under Cyrus Poonawalla Group, NBFC) offers Poonawalla Home Loan and LAP; Bajaj Housing Finance (215+ branches, ₹1+ lakh crore AUM, HFC) offers Bajaj Sanchaya, Home Loan and Top-Up Loan. Differences lie in schemes, eligibility, digital experience and customer segments.
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Which banks saves you more?

poonawalla fincorp vs bajaj finance: Poonawalla Fincorp offers Poonawalla Home Loan and LAP with pre-approved digital offers and paperless quick disbursal. Bajaj Housing Finance offers Bajaj Sanchaya, Home Loan and Top-Up Loan with Sanchaya nil-cost balance transfer. Related search: None. Choice depends on borrower profile, scheme fit and network reach.
Poonawala Fincorp
Poonawala Fincorp
Home Loan
Ambak Recommended
Bajaj Housing Finance
Bajaj Housing Finance
Home Loan
vs
Home loan comparison between Poonawala Fincorp and Bajaj Housing Finance
MetricPoonawala FincorpBajaj Housing Finance
Interest Rate
9% – 11%
7.2% – 9.5%
Interest Rate
9% – 11%
7.2% – 9.5%
Processing Fee
Rs. 15,000 + GST
Rs.10,000 + GST
Processing Fee
Rs. 15,000 + GST
Rs.10,000 + GST
Max LTV
Up to 90%
Up to 90%
Max LTV
Up to 90%
Up to 90%
Max Loan Amount
₹2500000 Cr
₹3000000 Cr
Max Loan Amount
₹2500000 Cr
₹3000000 Cr
Min Loan Amount
₹5000 Cr
₹5000 Cr
Min Loan Amount
₹5000 Cr
₹5000 Cr
EMI per Lakh
₹900
₹788
EMI per Lakh
₹900
₹788

Why Choose Poonawala Fincorp Home Loan

Poonawalla Fincorp is a NBFC lender with 100+ branches under Cyrus Poonawalla Group. Variants include Poonawalla Home Loan and LAP, designed for self-employed, professionals and LAP borrowers. Key features include pre-approved digital offers, paperless quick disbursal and self-employed underwriting. Poonawalla Fincorp suits borrowers looking for digital-first NBFC with pre-approved offers.
  • Lower rates on average. Get access to better-than-advertised rates—typically lower depending on your profile and eligibility.
  • Balance transfer made simple. One form, we fetch offers from 70+ lenders and compute net savings after fees.
  • Human advisors. Complex cases (self-employed, NRI, under-construction) get an expert, not a chatbot.

Why Choose Bajaj Housing Finance Home Loan

Bajaj Housing Finance is a HFC lender with 215+ branches, ₹1+ lakh crore AUM. Variants include Bajaj Sanchaya, Home Loan and Top-Up Loan, designed for salaried, self-employed and balance-transfer borrowers. Key features include Sanchaya nil-cost balance transfer, extended repayment runway and fully digital sanction. Bajaj Housing Finance suits borrowers looking for nil-cost balance transfer under Sanchaya.
  • Lower rates on average. Get access to better-than-advertised rates—typically lower depending on your profile and eligibility.
  • Balance transfer made simple. One form, we fetch offers from 70+ lenders and compute net savings after fees.
  • Human advisors. Complex cases (self-employed, NRI, under-construction) get an expert, not a chatbot.

EMI Calculate Poonawala Fincorp vs Bajaj Housing Finance

Home Loan EMI
1.0 Cr
₹5L₹5Cr
20 Years
030
Ambak Recommended
Bajaj Housing Finance
Bajaj Housing Finance
7.2%
EMI
₹ 78,735
Interest
₹ 88,96,400
Total
₹ 1,88,96,400
Your Total Savings
₹ 26,97,120
Poonawala Fincorp
Poonawala Fincorp
9%
EMI
₹ 89,973
Interest
₹ 88,96,400
Total
₹ 2,15,93,520

Poonawala Fincorp Reviews

3.8 / 5(10 reviews)
LikeWhat people like
  • •Covers up to 90% of the property cost so you don't need a large upfront amount
  • •Loans available up to ₹25 Cr
  • •Processing fee: Rs. 15,000 + GST
  • •Simple paperwork — fewer documents needed compared to most banks
  • •Repay over up to 30 years to keep your monthly outgo low
  • •Can transfer your existing home loan here to save on interest
DislikeWhat people don't like
  • •Interest rate of 9% is slightly higher than Bajaj Housing Finance's 7.2%
  • •Monthly EMI of ₹900/lakh is ₹112 more than Bajaj Housing Finance
  • •Self-employed borrowers may face a longer approval process
  • •Fewer branches in smaller cities and towns

Reviews summarised from buyer forums and listings; personal site visit recommended.

Bajaj Housing Finance Reviews

4.3 / 5(10 reviews)
LikeWhat people like
  • •Interest starts at 7.2% — that's cheaper than Poonawala Fincorp's 9%
  • •You pay only ₹788/lakh per month — ₹112 less than Poonawala Fincorp
  • •Covers up to 90% of the property cost so you don't need a large upfront amount
  • •You can borrow up to ₹30 Cr — suitable for high-value properties
  • •Processing fee: Rs.10,000 + GST
  • •Simple paperwork — fewer documents needed compared to most banks
DislikeWhat people don't like
  • •Self-employed borrowers may face a longer approval process
  • •Fewer branches in smaller cities and towns
  • •Prepayment charges can apply if you have a fixed interest rate
  • •High-value loans require detailed income proof

Reviews summarised from buyer forums and listings; personal site visit recommended.

Compare Poonawala Fincorp with other banks

Compare Bajaj Housing Finance with other banks

Poonawala Fincorp Reviews

3.8 / 5(10 reviews)
LikeWhat people like
  • •Covers up to 90% of the property cost so you don't need a large upfront amount
  • •Loans available up to ₹25 Cr
  • •Processing fee: Rs. 15,000 + GST
  • •Simple paperwork — fewer documents needed compared to most banks
  • •Repay over up to 30 years to keep your monthly outgo low
  • •Can transfer your existing home loan here to save on interest
DislikeWhat people don't like
  • •Interest rate of 9% is slightly higher than Bajaj Housing Finance's 7.2%
  • •Monthly EMI of ₹900/lakh is ₹112 more than Bajaj Housing Finance
  • •Self-employed borrowers may face a longer approval process
  • •Fewer branches in smaller cities and towns

Reviews summarised from buyer forums and listings; personal site visit recommended.

Bajaj Housing Finance Reviews

4.3 / 5(10 reviews)
LikeWhat people like
  • •Interest starts at 7.2% — that's cheaper than Poonawala Fincorp's 9%
  • •You pay only ₹788/lakh per month — ₹112 less than Poonawala Fincorp
  • •Covers up to 90% of the property cost so you don't need a large upfront amount
  • •You can borrow up to ₹30 Cr — suitable for high-value properties
  • •Processing fee: Rs.10,000 + GST
  • •Simple paperwork — fewer documents needed compared to most banks
DislikeWhat people don't like
  • •Self-employed borrowers may face a longer approval process
  • •Fewer branches in smaller cities and towns
  • •Prepayment charges can apply if you have a fixed interest rate
  • •High-value loans require detailed income proof

Reviews summarised from buyer forums and listings; personal site visit recommended.

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